Financials
Financial year 2025
FINTEL from Berlaar, company number BE0865894650, closed financial year 2025 with a result of € 10,378 after tax. For that financial year FINTEL recorded a gross margin of € 118,280 and equity of € 677,817. Compared with financial year 2024, the result moved from € 110,174 to € 10,378. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 677,817
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,378
▼ 91% vs 2024
Profit after tax over the fiscal year.
€ 131,938
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 659,217.
People and assets in 2025
€ 18,154
▲ € 15,334 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 235,557
▼ 21% vs 2024
€ 68,070 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 80,248
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,663
▼ 65% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 170,892 | € 419,656 | € 206,364 | € 118,280 | ▼ 43% |
| Profit after taxes | € 112,005 | € 197,898 | € 110,174 | € 10,378 | ▼ 91% |
| Equity | € 359,367 | € 557,265 | € 667,439 | € 677,817 | ▲ 2% |
| Total debts | € 705,145 | € 651,144 | € 613,480 | € 460,928 | ▼ 25% |
| Cash | € 48,078 | € 144,284 | € 197,733 | € 131,938 | ▼ 33% |
| Land & buildings | € 159,043 | € 159,043 | € 159,043 | € 159,043 | |
| Retained profit | € 340,767 | € 538,665 | € 648,839 | € 659,217 | ▲ 2% |
| Bank debt | € 448,864 | € 386,722 | € 298,940 | € 235,557 | ▼ 21% |
| Balance sheet total | € 1,234,512 | € 1,435,579 | € 1,506,009 | € 1,361,753 | ▼ 10% |
Key figures of FINTEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINTEL?
What happened at FINTEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,378 (▼ 91% vs 2024). filed late Source: NBB ↗
- New establishment in Berlaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 112,005 profit in 2022 to € 10,378 profit in 2025.
Paid € 161,459 in corporate taxes since 2022.
Best year ever: 2023, with € 197,898 profit.
A new publication or filing at FINTEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINTEL is Patrik Ceulemans. It owns 1% of Fintel.tax BV itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Tulpenstraat 17
2590 Berlaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.894.650
- VAT number
- BE 0865.894.650
- Registered office
- Tulpenstraat 17, 2590 Berlaar
- Names & denominations
- FINTEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 June 2004
- Peppol
- Active · Active since 13 Aug 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
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