Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FIN-ADVIES from Puurs-Sint-Amands, company number BE0865757959, closed financial year 2025 with a result of € -14,805 after tax. For that financial year FIN-ADVIES recorded a gross margin of € -3,966 and equity of € -8,823. Compared with financial year 2024, the result moved from € -14,575 to € -14,805. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -8,823
▼ € 14,805 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,805
▼ 2 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,101
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -67,423.
People and assets in 2025
€ 581
▼ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 169,648
▲ 3% vs 2024
€ 14,848 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 225
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 76 | € -5,345 | € -2,555 | € -3,966 | ▼ € 1,410 |
| Profit after taxes | € -22,586 | € -18,762 | € -14,575 | € -14,805 | ▼ € 229 |
| Equity | € 39,319 | € 20,557 | € 5,981 | € -8,823 | ▼ € 14,805 |
| Total debts | € 153,095 | € 161,184 | € 168,355 | € 172,618 | ▲ 3% |
| Cash | € 2,880 | € 2,933 | € 3,750 | € 2,101 | ▼ 44% |
| Land & buildings | € 35,174 | € 33,719 | € 32,272 | € 30,825 | ▼ 4% |
| Retained profit | € -19,281 | € -38,043 | € -52,619 | € -67,423 | ▼ € 14,805 |
| Bank debt | € 147,757 | € 156,352 | € 164,499 | € 169,648 | ▲ 3% |
| Balance sheet total | € 192,414 | € 181,741 | € 174,337 | € 163,795 | ▼ 6% |
Key figures of FIN-ADVIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIN-ADVIES?
What happened at FIN-ADVIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,805. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Puurs-Sint-Amands. KBO
In short
From € 22,586 loss in 2022 to € 14,805 loss in 2025.
A new publication or filing at FIN-ADVIES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Schipstraat 36 box A2
2870 Puurs-Sint-Amands
Schipstraat 36A box 2
2870 Puurs-Sint-Amands
Active since 3 June 2004
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.757.959
- VAT number
- BE 0865.757.959
- Registered office
- Schipstraat 36 bus A2, 2870 Puurs-Sint-Amands
- Names & denominations
- FIN-ADVIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 2004
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Handel in eigen onroerend goed