Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DELTAREFERENCE from Gent, company number BE0864961965, closed financial year 2025 with a result of € -5,558 after tax. For that financial year DELTAREFERENCE recorded a gross margin of € 85,231 and equity of € -1.5 million. Compared with financial year 2024, the result moved from € 146,669 to € -5,558. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -1.5 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,558
▼ still € 146,669 profit in 2024
Profit after tax over the fiscal year.
€ 4,768
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.6 million.
Debts at end 2025
€ 750,000
Loans from banks and other lenders, long and short.
€ 381
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,880
▲ € 12,445 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,071 | € 21,992 | € 146,965 | € 85,231 | ▼ 42% |
| Profit after taxes | € 20,890 | € 21,609 | € 146,669 | € -5,558 | ▼ € 152,227 |
| Equity | € -1,699,868 | € -1,678,260 | € -1,531,591 | € -1,537,352 | |
| Total debts | € 1,963,813 | € 1,945,817 | € 1,930,865 | € 1,879,806 | ▼ 3% |
| Cash | - | € 3,662 | € 3,472 | € 4,768 | ▲ 37% |
| Retained profit | € -1,748,468 | € -1,726,860 | € -1,580,191 | € -1,585,952 | |
| Bank debt | € 750,099 | € 750,099 | € 750,099 | € 750,000 | |
| Balance sheet total | € 263,945 | € 267,558 | € 399,274 | € 342,454 | ▼ 14% |
Key figures of DELTAREFERENCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DELTAREFERENCE?
What happened at DELTAREFERENCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,558 (▼ € 152,227 vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,890 profit in 2022 to € 5,558 loss in 2025.
Best year ever: 2024, with € 146,669 profit.
Management
Behind DELTAREFERENCE are Patrick Jacquet and Jan Depuydt. Patrick Jacquet is also behind THE BOATreference, Lasercut.be and STICKIT.
Directors
According to the 2025 annual accounts
Jan Depuydt
Director
Establishments
Establishment units
Physical locations of this company
Puinstraat 26
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.961.965
- VAT number
- BE 0864.961.965
- Registered office
- Puinstraat 26, 9000 Gent
- Names & denominations
- DELTAREFERENCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 2004
- Peppol
- Active · Active since 21 Jan 2026
- Activities · NACE
Groothandel in andere consumentenartikelen, neg
Overige groothandel in consumentenartikelen, n.e.g.