Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TOPS@home from Aarschot, company number BE0864616131, closed financial year 2025 with a result of € -115,420 after tax. For that financial year TOPS@home recorded a gross margin of € 112,953 and equity of € 694,423. Compared with financial year 2024, the result moved from € -300,834 to € -115,420. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 694,423
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -115,420
▲ 62 % less loss than in 2024
Profit after tax over the fiscal year.
€ 249,002
▲ € 236,648 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 675,823.
People and assets in 2025
€ 11,360
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 2% vs 2024
€ 69,657 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 14,045
▼ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 946
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 695,768 | € 112,664 | € 29,964 | € 112,953 | ▲ 277% |
| Profit after taxes | € 56,067 | € -167,846 | € -300,834 | € -115,420 | ▲ € 185,414 |
| Equity | € 1,278,523 | € 1,110,676 | € 809,843 | € 694,423 | ▼ 14% |
| Total debts | € 2,083,858 | € 2,003,565 | € 2,020,709 | € 1,891,238 | ▼ 6% |
| Cash | € 196,620 | € 79,981 | € 12,355 | € 249,002 | ▲ € 236,648 |
| Land & buildings | € 643,831 | € 625,018 | € 616,576 | € 609,802 | ▼ 1% |
| Retained profit | € 1,259,923 | € 1,092,076 | € 791,243 | € 675,823 | ▼ 15% |
| Bank debt | € 1,516,583 | € 1,386,581 | € 1,387,912 | € 1,358,220 | ▼ 2% |
| Balance sheet total | € 3,362,380 | € 3,114,241 | € 2,830,552 | € 2,585,660 | ▼ 9% |
Key figures of TOPS@home, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TOPS@home?
What happened at TOPS@home in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 115,420. Source: NBB ↗
- New establishment in Aarschot. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,067 profit in 2022 to € 115,420 loss in 2025.
Paid € 64,244 in corporate taxes since 2022.
Best year ever: 2022, with € 56,067 profit.
Management
Behind TOPS@home is Filip Tops. Filip Tops is also behind Tops Brothers and MANORO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg 61
3200 Aarschot
Leuvensesteenweg 59-61
3200 Aarschot
Active since 8 April 2004
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.616.131
- VAT number
- BE 0864.616.131
- Registered office
- Leuvensesteenweg 61, 3200 Aarschot
- Names & denominations
- TOPS@home
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 April 2004
- Peppol
- Active · Active since 27 Feb 2025
- Activities · NACE
Handel in eigen onroerend goed
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van syndici van onroerend goed
Ontwikkeling van niet-residentiële bouwprojecten
Ontwikkeling van residentiële bouwprojecten
Handel in onroerend goed