Financials
Financial year 2025
Welvaco Insurance from Deinze, company number BE0864561790, closed financial year 2025 with a result of € 344,483 after tax. For that financial year Welvaco Insurance recorded a gross margin of € 707,514 and equity of € 376,614. Compared with financial year 2024, the result moved from € 229,521 to € 344,483. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 376,614
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 344,483
▲ 50% vs 2024
Profit after tax over the fiscal year.
€ 392,219
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 388,937 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
4.6
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 342,738
▲ 25% vs 2024
€ 74,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,588
▲ € 26,003 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,654
€ 4,790 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 23,663
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,395
▲ 33% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 375,264 | € 450,559 | € 516,039 | € 707,514 | ▲ 37% |
| Profit after taxes | € 155,215 | € 192,387 | € 229,521 | € 344,483 | ▲ 50% |
| Equity | € 447,666 | € 436,973 | € 442,468 | € 376,614 | ▼ 15% |
| Total debts | € 91,347 | € 181,391 | € 257,224 | € 405,916 | ▲ 58% |
| Cash | € 342,664 | € 327,791 | € 381,617 | € 392,219 | ▲ 3% |
| Retained profit | € 420,218 | € 409,525 | € 415,019 | € 349,166 | ▼ 16% |
| Dividend | € 40,000 | € 203,080 | € 224,027 | € 388,937 | ▲ 74% |
| Bank debt | € 0 | € 0 | € 0 | € 20,654 | |
| Balance sheet total | € 539,013 | € 618,364 | € 699,691 | € 782,531 | ▲ 12% |
| Employees (FTE) | 2.7 | 3.3 | 4.8 | 4.6 | ▼ 0.2 |
Key figures of Welvaco Insurance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Welvaco Insurance?
What happened at Welvaco Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 344,483 (▲ 50% vs 2024). Source: NBB ↗
- New establishment in Deinze. KBO
- New establishment in Deinze. KBO
- Start of the company according to the CBE. KBO
In short
From € 155,215 profit in 2022 to € 344,483 profit in 2025.
Paid € 120,372 in corporate taxes since 2022.
Best year ever: 2025, with € 344,483 profit.
On average € 153,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Van Cauwenberghe - Van der Pluym, GWL-INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Welvaco InsuranceBehind Welvaco Insurance are Van Cauwenberghe - Van der Pluym BV and Gwl-invest BV. The shares are held by Van Cauwenberghe - Van der Pluym (25.5%) and GWL-INVEST (25.5%).
Directors
According to the 2025 annual accounts
Van Cauwenberghe - Van der Pluym BV
Director · represented by Peter Van Cauwenberghe
Director · represented by Geert Welvaert
Shareholders
25.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijkstraat 70 box 1
9800 Deinze
Leernsesteenweg 289
9800 Deinze
Active since 1 July 2004
Priester Joris Eeckhoutlaan 46
9800 Deinze
Active since 7 September 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0864.561.790
- VAT number
- BE 0864.561.790
- Registered office
- Kortrijkstraat 70 bus 1, 9800 Deinze
- Names & denominations
- Welvaco Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 April 2004
- Peppol
- Active · Active since 30 Jul 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige financiële dienstverlening, neg
Overige financiële instellingen, n.e.g.
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren