What does Be-Sure do?

Be-Sure is an insurance broker in Malle. Private Limited, started on 12 March 2004, 1 establishment.

What is the address of Be-Sure?

The registered office of Be-Sure is located at Antwerpsesteenweg 369, 2390 Malle.

Is Be-Sure still active?

Yes. According to the CBE (30 October 2026) Be-Sure is active, legal situation “Normale toestand”, started on 12 March 2004.

Is Be-Sure registered on Peppol?

Yes, Be-Sure is registered on the Peppol network with ID 0208:0864078671.

What is the enterprise number of Be-Sure?

The enterprise number of Be-Sure is BE0864078671.

When was Be-Sure founded?

Be-Sure was founded on 12 March 2004.

Who are the directors of Be-Sure?

According to the 2025 annual accounts, the directors of Be-Sure are: Tim Van Rooy CommV, Kris Duchene BV.

Is Be-Sure a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 March 2004; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did Be-Sure make in 2025?

Be-Sure posted a profit after taxes of € 244,941 in financial year 2025.

What is the revenue of Be-Sure?

As a small company, Be-Sure is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 777,063.

How much does an employee at Be-Sure earn?

The average wage cost per full-time employee at Be-Sure was € 62,400 in 2025: staff costs of € 380,450 for 6.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Be-Sure have?

According to the 2025 annual accounts, Be-Sure has 6.1 full-time equivalents (FTE).

Be-Sure (Private Limited) - Malle - BE0864078671

Dossier Be-Sure, printed on 30 October 2026 from databakkes.be/en/0864078671/be-sure. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Be-Sure from Malle, company number BE0864078671, closed financial year 2025 with a result of € 244,941 after tax. For that financial year Be-Sure recorded a gross margin of € 777,063 and equity of € 329,066. Compared with financial year 2024, the result moved from € 213,801 to € 244,941. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Growing

€ 329,066

▲ 42% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 244,941

▲ 15% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 68,312

▼ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 148,400 paid out

61 % of the profit went to the shareholders, mostly to KRIS DUCHENE (50 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

6.1

▲ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 380,450

€ 62,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 102,236

▲ 12% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 289,996

▲ 40% vs 2024

€ 48,128 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 42,814

▼ 68% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 60,946

▲ 2% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 534,464 Gross margin 2022: € 534,464 First fiscal year in the series	€ 652,828 Gross margin 2023: € 652,828 ▲ 22% vs 2022 (€ 534,464) Favourable step	€ 706,323 Gross margin 2024: € 706,323 ▲ 8% vs 2023 (€ 652,828) Favourable step	€ 777,063 Gross margin 2025: € 777,063 ▲ 10% vs 2024 (€ 706,323) Favourable step	▲ 10%
Profit after taxes	€ 70,353 Profit after taxes 2022: € 70,353 First fiscal year in the series	€ 118,021 Profit after taxes 2023: € 118,021 ▲ 68% vs 2022 (€ 70,353) Favourable step	€ 213,801 Profit after taxes 2024: € 213,801 ▲ 81% vs 2023 (€ 118,021) Favourable step	€ 244,941 Profit after taxes 2025: € 244,941 ▲ 15% vs 2024 (€ 213,801) Favourable step	▲ 15%
Equity	€ 90,903 Equity 2022: € 90,903 First fiscal year in the series	€ 138,724 Equity 2023: € 138,724 ▲ 53% vs 2022 (€ 90,903) Favourable step	€ 232,525 Equity 2024: € 232,525 ▲ 68% vs 2023 (€ 138,724) Favourable step	€ 329,066 Equity 2025: € 329,066 ▲ 42% vs 2024 (€ 232,525) Favourable step	▲ 42%
Total debts	€ 697,358 Total debts 2022: € 697,358 First fiscal year in the series	€ 757,843 Total debts 2023: € 757,843 ▲ 9% vs 2022 (€ 697,358) Unfavourable step	€ 464,051 Total debts 2024: € 464,051 ▼ 39% vs 2023 (€ 757,843) Favourable step	€ 545,773 Total debts 2025: € 545,773 ▲ 18% vs 2024 (€ 464,051) Unfavourable step	▲ 18%
Cash	€ 15,725 Cash 2022: € 15,725 First fiscal year in the series	€ 125,834 Cash 2023: € 125,834 ▲ € 110,109 vs 2022 (€ 15,725) Favourable step	€ 78,757 Cash 2024: € 78,757 ▼ 37% vs 2023 (€ 125,834) Unfavourable step	€ 68,312 Cash 2025: € 68,312 ▼ 13% vs 2024 (€ 78,757) Unfavourable step	▼ 13%
Land & buildings	€ 473,387 Land & buildings 2022: € 473,387 First fiscal year in the series	€ 356,799 Land & buildings 2023: € 356,799 ▼ 25% vs 2022 (€ 473,387) Unchanged	-	-
Retained profit	€ 72,303 Retained profit 2022: € 72,303 First fiscal year in the series	€ 120,124 Retained profit 2023: € 120,124 ▲ 66% vs 2022 (€ 72,303) Favourable step	€ 213,925 Retained profit 2024: € 213,925 ▲ 78% vs 2023 (€ 120,124) Favourable step	€ 310,466 Retained profit 2025: € 310,466 ▲ 45% vs 2024 (€ 213,925) Favourable step	▲ 45%
Dividend	€ 78,600 Dividend 2022: € 78,600 First fiscal year in the series	€ 70,200 Dividend 2023: € 70,200 ▼ 11% vs 2022 (€ 78,600) Unchanged	€ 120,000 Dividend 2024: € 120,000 ▲ 71% vs 2023 (€ 70,200) Unchanged	€ 148,400 Dividend 2025: € 148,400 ▲ 24% vs 2024 (€ 120,000) Unchanged	▲ 24%
Bank debt	€ 406,241 Bank debt 2022: € 406,241 First fiscal year in the series	€ 407,027 Bank debt 2023: € 407,027 Unchanged (€ 406,241) Unfavourable step	€ 207,253 Bank debt 2024: € 207,253 ▼ 49% vs 2023 (€ 407,027) Favourable step	€ 289,996 Bank debt 2025: € 289,996 ▲ 40% vs 2024 (€ 207,253) Unfavourable step	▲ 40%
Balance sheet total	€ 788,261 Balance sheet total 2022: € 788,261 First fiscal year in the series	€ 896,567 Balance sheet total 2023: € 896,567 ▲ 14% vs 2022 (€ 788,261) Unchanged	€ 696,576 Balance sheet total 2024: € 696,576 ▼ 22% vs 2023 (€ 896,567) Unchanged	€ 874,839 Balance sheet total 2025: € 874,839 ▲ 26% vs 2024 (€ 696,576) Unchanged	▲ 26%
Employees (FTE)	7.3 Employees (FTE) 2022: 7.3 First fiscal year in the series	6.8 Employees (FTE) 2023: 6.8 ▼ 0.5 vs 2022 (7.3) Unchanged	5.1 Employees (FTE) 2024: 5.1 ▼ 1.7 vs 2023 (6.8) Unchanged	6.1 Employees (FTE) 2025: 6.1 ▲ 1 vs 2024 (5.1) Unchanged	▲ 1

Key figures of Be-Sure, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Be-Sure?

What happened at Be-Sure in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 7, 2026 New annual accounts for financial year 2025: profit of € 244,941 (▲ 15% vs 2024). filed late Source: NBB ↗
Sep 5, 2005 New establishment in Malle. KBO
2004 Tim Van Rooy CommV became a director. NBB
2004 Kris Duchene BV became a director. NBB
Mar 12, 2004 Start of the company according to the CBE. KBO

In short

From € 70,353 profit in 2022 to € 244,941 profit in 2025.

Paid € 209,297 in corporate taxes since 2022.

Best year ever: 2025, with € 244,941 profit.

On average € 127,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

KRIS DUCHENE 50%

The stake of KRIS DUCHENE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Be-Sure

Behind Be-Sure are Tim Van Rooy CommV and Kris Duchene BV. The shares are held by KRIS DUCHENE (50%).

Directors

According to the 2025 annual accounts

Tim Van Rooy CommV

Administrator-manager · represented by Tim Van Rooy

since 2004

Kris Duchene BV

Administrator-manager · represented by Kris Duchene

since 2004

Shareholders

KRIS DUCHENE

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Antwerpsesteenweg 369

2390 Malle

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Vereniging van Mede-eigenaars van de "Residentie Torenhof" te 2390 Malle, Antwerpsesteenweg 369

KLT

Group Torenhof

€ 1.6 million gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0864.078.671

VAT number

BE 0864.078.671

Registered office

Antwerpsesteenweg 369, 2390 Malle

Names & denominations

Be-Sure

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

12 March 2004

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Be-Sure

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Financials

What happened to Be-Sure?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions