Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Services et Conseils from La Louvière, company number BE0863803509, closed financial year 2025 with a result of € 56,241 after tax. For that financial year Services et Conseils recorded a gross margin of € 94,507 and equity of € -91,876. Compared with financial year 2024, the result moved from € 60,663 to € 56,241. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -91,876
▲ € 56,241 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 56,241
▼ 7% vs 2024
Profit after tax over the fiscal year.
€ 5,264
▲ € 4,302 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -99,936.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 21,740
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 33,854
▼ 28% vs 2024
€ 31,534 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 19,099
▲ € 17,331 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,058
▼ 9% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 501 | € 96,183 | € 101,655 | € 94,507 | ▼ 7% |
| Profit after taxes | € 334 | € 61,154 | € 60,663 | € 56,241 | ▼ 7% |
| Equity | € -269,933 | € -208,780 | € -148,117 | € -91,876 | ▲ € 56,241 |
| Total debts | € 273,563 | € 271,499 | € 187,258 | € 148,939 | ▼ 20% |
| Cash | - | € 2,261 | € 962 | € 5,264 | ▲ € 4,302 |
| Retained profit | € -276,133 | € -216,840 | € -156,177 | € -99,936 | ▲ € 56,241 |
| Bank debt | € 270,508 | € 59,035 | € 46,749 | € 33,854 | ▼ 28% |
| Balance sheet total | € 3,630 | € 62,719 | € 39,141 | € 57,063 | ▲ 46% |
Key figures of Services et Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Services et Conseils?
What happened at Services et Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 56,241 (▼ 7% vs 2024). Source: NBB ↗
- ERIC CHAVEPEYER became a director. NBB
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 334 profit in 2022 to € 56,241 profit in 2025.
Paid € 69,899 in corporate taxes since 2022.
Best year ever: 2023, with € 61,154 profit.
A new publication or filing at Services et Conseils? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Services et Conseils is ERIC CHAVEPEYER. ERIC CHAVEPEYER is also behind Finances Services Immo.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Evrard(PAU) 2
7100 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.803.509
- VAT number
- BE 0863.803.509
- Registered office
- Rue Evrard(PAU) 2, 7100 La Louvière
- Names & denominations
- Services et Conseils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2004
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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