Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
finInvest from Gent, company number BE0863711853, closed financial year 2025 with a result of € -95,871 after tax. For that financial year finInvest recorded a gross margin of € -42,574 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € -96,758 to € -95,871. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 10, 2025.
€ 1.9 million
▲ € 1.9 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -95,871
▲ 1 % less loss than in 2024
Profit after tax over the fiscal year.
€ 18,325
▲ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -151,583.
People and assets in 2025
€ 3,000
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
Loans from banks and other lenders, long and short.
€ 1,601
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 155,365 | € 18,920 | € -36,463 | € -42,574 | ▼ € 6,111 |
| Profit after taxes | € 108,275 | € -28,489 | € -96,758 | € -95,871 | ▲ € 887 |
| Equity | € 81,986 | € 53,497 | € -43,261 | € 1,860,867 | ▲ € 1.9 million |
| Total debts | € 1,628,632 | € 1,638,188 | € 1,680,876 | € 1,777,856 | ▲ 6% |
| Cash | € 4,543 | € 10,046 | € 12,461 | € 18,325 | ▲ 47% |
| Land & buildings | € 4,592 | € 4,239 | € 3,886 | € 3,533 | ▼ 9% |
| Retained profit | € 69,536 | € 41,047 | € -55,711 | € -151,583 | ▼ € 95,871 |
| Bank debt | € 1,125,312 | € 1,120,000 | € 1,120,000 | € 1,120,000 | |
| Balance sheet total | € 1,710,618 | € 1,691,685 | € 1,637,615 | € 3,638,723 | ▲ 122% |
Key figures of finInvest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to finInvest?
What happened at finInvest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 95,871. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 108,275 profit in 2022 to € 95,871 loss in 2025.
Paid € 16,681 in corporate taxes since 2022.
Best year ever: 2022, with € 108,275 profit.
Management
Behind finInvest is Arno Delmulle. It owns 99.9% of Finimmo BV and 33.2% of Vercity itself.
Establishments
Establishment units
Physical locations of this company
Gaverlandstraat 47
9031 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Finimmo same network
€ 4,461 gross margin · 2025
AJAN same network
€ -97,392 gross margin · 2025
TRUE.be same network
€ -1,664 gross margin · 2025
DiVercity same network
€ -1,102 gross margin · 2025
THIS IS NOT A PARTY
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.711.853
- VAT number
- BE 0863.711.853
- Registered office
- Gaverlandstraat 47, 9031 Gent
- Names & denominations
- finInvest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 February 2004
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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