Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPC IMMO from Waterloo, company number BE0863366415, closed financial year 2025 with a result of € 41,086 after tax. For that financial year SPC IMMO recorded a gross margin of € 110,967 and equity of € 230,211. Compared with financial year 2024, the result moved from € 30,153 to € 41,086. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 230,211
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 41,086
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 62,912
▲ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 141,811.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 599,500
▼ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 15,245
▲ 32% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 97,439 | € 101,235 | € 100,924 | € 110,967 | ▲ 10% |
| Profit after taxes | € 29,727 | € 32,005 | € 30,153 | € 41,086 | ▲ 36% |
| Equity | € 126,967 | € 158,972 | € 189,124 | € 230,211 | ▲ 22% |
| Total debts | € 977,163 | € 901,448 | € 835,299 | € 773,448 | ▼ 7% |
| Cash | € 103,177 | € 76,647 | € 62,322 | € 62,912 | ▲ 1% |
| Land & buildings | € 987,821 | € 951,345 | € 914,868 | € 884,785 | ▼ 3% |
| Retained profit | € 38,567 | € 70,572 | € 100,724 | € 141,811 | ▲ 41% |
| Bank debt | € 797,500 | € 731,500 | € 665,500 | € 599,500 | ▼ 10% |
| Balance sheet total | € 1,104,130 | € 1,060,419 | € 1,024,423 | € 1,003,659 | ▼ 2% |
Key figures of SPC IMMO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPC IMMO?
What happened at SPC IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 41,086 (▲ 36% vs 2024). Source: NBB ↗
- CONSTANTIN HUART became a director. NBB
- CAPUCINE HUART became a director. NBB
- KARIN VANHAMME became a director. NBB
- DELPHINE HUART became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 29,727 profit in 2023 to € 41,086 profit in 2025.
Paid € 47,464 in corporate taxes since 2023.
Best year ever: 2025, with € 41,086 profit.
Management
Behind SPC IMMO are CONSTANTIN HUART, CAPUCINE HUART, KARIN VANHAMME and DELPHINE HUART. The shares are held by CONSTANTIN HUART, CAPUCINE HUART, KARIN VANHAMME, GESTIMO and DELPHINE HUART.
Directors
According to the 2025 annual accounts
CONSTANTIN HUART
Director
Is a shareholder · Holds a stake via GESTIMO
Also active at: W.A. PNEU VANHAMME, COOL-INVEST, GESTIMO, BLERIOT WAREHOUSE, CH FLOWERS, DESIGN HOME DECOR
since 2023
CAPUCINE HUART
Director
Is a shareholder · Holds a stake via GESTIMO
Also active at: PNEU EXPRESS, W.A. PNEU VANHAMME, COOL-INVEST, GESTIMO, BLERIOT WAREHOUSE, MaCa, CH FLOWERS, GESTI-TYRE +1 more
since 2023
KARIN VANHAMME
Director
Is a shareholder · Holds a stake via GESTIMO
Also active at: COOL-INVEST, GESTIMO, DESIGN HOME DECOR
since 2023
DELPHINE HUART
Director
Is a shareholder · Holds a stake via GESTIMO
Also active at: PNEU EXPRESS, W.A. PNEU VANHAMME, COOL-INVEST, GESTIMO, BLERIOT WAREHOUSE, DSDH MANAGEMENT, CH FLOWERS, GESTI-TYRE +1 more
since 2023
Shareholders
CONSTANTIN HUART · director
CAPUCINE HUART · director
KARIN VANHAMME · director
GESTIMO · holding of DELPHINE HUART
DELPHINE HUART · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 724
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →W.A. PNEU VANHAMME same network
€ 1.6 million gross margin · 2025
COOL-INVEST same network
€ 779,716 gross margin · 2025
GESTIMO same network
€ 1.6 million gross margin · 2025
BLERIOT WAREHOUSE same network
€ 303,533 gross margin · 2025
CH FLOWERS same network
€ 295,491 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.366.415
- VAT number
- BE 0863.366.415
- Registered office
- Chaussée de Bruxelles 724, 1410 Waterloo
- Names & denominations
- SPC IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2004
- Peppol
- Active · Active since 16 Dec 2025