Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VILLAS CHARMETTE from Waregem, company number BE0863027410, closed financial year 2025 with a result of € 51,414 after tax. For that financial year VILLAS CHARMETTE recorded a gross margin of € 61,739 and equity of € -582,794. Compared with financial year 2024, the result moved from € -18,025 to € 51,414. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ -582,794
▲ € 51,414 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 51,414
▲ still € 18,025 loss in 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -644,794.
Debts at end 2025
€ 370,339
▼ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 5,776
▲ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,178 | € 86,842 | € -640 | € 61,739 | ▲ € 62,379 |
| Profit after taxes | € 37,977 | € 73,260 | € -18,025 | € 51,414 | ▲ € 69,439 |
| Equity | € -689,445 | € -616,184 | € -634,209 | € -582,794 | ▲ € 51,414 |
| Total debts | € 1,126,671 | € 1,055,046 | € 1,022,904 | € 958,006 | ▼ 6% |
| Cash | € 690 | - | - | - | |
| Retained profit | € -751,445 | € -678,184 | € -696,209 | € -644,794 | ▲ € 51,414 |
| Bank debt | € 295,327 | € 209,819 | € 412,194 | € 370,339 | ▼ 10% |
| Balance sheet total | € 437,226 | € 438,861 | € 388,696 | € 375,212 | ▼ 3% |
Key figures of VILLAS CHARMETTE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to VILLAS CHARMETTE?
What happened at VILLAS CHARMETTE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Joseph VALCKE stepped down as director. NBB
- Arlette VANKEIRSBILCK stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 51,414. Source: NBB ↗
- Joseph VALCKE became a director. NBB
- Arlette VANKEIRSBILCK became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Waregem. KBO
In short
From € 37,977 profit in 2022 to € 51,414 profit in 2025.
Best year ever: 2023, with € 73,260 profit.
Management
Directors
According to the 2025 annual accounts
Joseph VALCKE
Director
Also active at: All Generations Projects, CENTRALE VERWARMING VANMEERHAEGHE, Metselwerken-constructies-stabiliteit, Hôtel Regnier, REALISATIE DOORDACHTE HUIZENBOUW
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Opstalstraat 75
8792 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →All Generations Projects same network
€ 995,355 gross margin · 2025
't KOPKE
€ 274,379 gross margin · 2025
Metselwerken-constructies-stabiliteit same network
€ 2.1 million gross margin · 2024
CHARMETTE
€ -5,958 gross margin · 2025
BOUWMANAGEMENT
€ 257,045 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0863.027.410
- VAT number
- BE 0863.027.410
- Registered office
- Opstalstraat 75, 8792 Waregem
- Names & denominations
- VILLAS CHARMETTE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 June 2003
- Peppol
- Active · Active since 16 Sept 2025
- Activities · NACE
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