Financials
Financial year 2025
David Hovine Assurances from Tournai, company number BE0860775129, closed financial year 2025 with a result of € 10,915 after tax. For that financial year David Hovine Assurances recorded a gross margin of € 20,587 and equity of € 33,493. Compared with financial year 2024, the result moved from € 15,313 to € 10,915. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 33,493
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,915
▼ 29% vs 2024
Profit after tax over the fiscal year.
€ 3,721
▲ 230% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 12,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,525
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 12,996
▲ € 11,468 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,500
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 20,239 | € 14,758 | € 23,967 | € 20,587 | ▼ 14% |
| Profit after taxes | € 12,526 | € 7,161 | € 15,313 | € 10,915 | ▼ 29% |
| Equity | € 24,105 | € 31,266 | € 34,578 | € 33,493 | ▼ 3% |
| Total debts | € 10,703 | € 9,236 | € 17,527 | € 26,496 | ▲ 51% |
| Cash | € 6,507 | € 404 | € 1,129 | € 3,721 | ▲ 230% |
| Retained profit | € 5,505 | € 12,666 | € 15,978 | € 14,893 | ▼ 7% |
| Dividend | € 0 | € 0 | € 12,000 | € 12,000 | |
| Bank debt | € 0 | € 3,659 | € 4,000 | € 0 | ▼ 100% |
| Balance sheet total | € 34,808 | € 40,501 | € 52,106 | € 59,989 | ▲ 15% |
Key figures of David Hovine Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to David Hovine Assurances?
What happened at David Hovine Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,915 (▼ 29% vs 2024). Source: NBB ↗
- SCS CONCEPT INSURANCE BELGUM became a director. NBB
- DAVID HOVINE became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,526 profit in 2022 to € 10,915 profit in 2025.
Paid € 19,208 in corporate taxes since 2022.
Best year ever: 2024, with € 15,313 profit.
Paid out € 24,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind David Hovine Assurances are DAVID HOVINE and SCS CONCEPT INSURANCE BELGUM.
Directors
According to the 2025 annual accounts
DAVID HOVINE
Director
since 2012
Director · represented by DAVID HOVINE
since 2020
Establishments
Establishment units
Physical locations of this company
Rue de la Brasserie(VAU) 1
7536 Tournai
Rue Général Ruquoy(TOU) 26
7500 Tournai
Active since 1 October 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0860.775.129
- VAT number
- BE 0860.775.129
- Registered office
- Rue de la Brasserie(VAU) 1, 7536 Tournai
- Names & denominations
- David Hovine Assurances · D.H.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 September 2003
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- dha-sprl.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars