Financials
Financial year 2025
F.B. FINANCES from Sint-Jans-Molenbeek, company number BE0860638240, closed financial year 2025 with a result of € 326,648 after tax. For that financial year F.B. FINANCES recorded a gross margin of € 1 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 445,981 to € 326,648. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 7, 2026.
€ 1.2 million
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 326,648
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 128,637
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 543,513 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
4.9
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 360,722
▲ 22% vs 2024
€ 73,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 177,275
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 248,700
▼ 11% vs 2024
€ 70,289 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 56,880
▲ 140% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 72,010
▼ 54% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 693,957 | € 853,749 | € 1,006,681 | € 1,019,827 | ▲ 1% |
| Profit after taxes | € 299,297 | € 363,349 | € 445,981 | € 326,648 | ▼ 27% |
| Equity | € 557,773 | € 921,123 | € 1,367,104 | € 1,150,238 | ▼ 16% |
| Total debts | € 509,615 | € 420,208 | € 460,661 | € 377,642 | ▼ 18% |
| Cash | € 36,691 | € 114,249 | € 134,583 | € 128,637 | ▼ 4% |
| Retained profit | € 545,373 | € 908,723 | € 1,354,704 | € 1,137,838 | ▼ 16% |
| Dividend | € 354,741 | € 0 | € 0 | € 543,513 | |
| Bank debt | € 303,733 | € 244,381 | € 279,180 | € 248,700 | ▼ 11% |
| Balance sheet total | € 1,067,388 | € 1,341,331 | € 1,827,765 | € 1,527,880 | ▼ 16% |
| Employees (FTE) | 3.5 | 4.5 | 4.4 | 4.9 | ▲ 0.5 |
Key figures of F.B. FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to F.B. FINANCES?
What happened at F.B. FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 326,648 (▼ 27% vs 2024). Source: NBB ↗
- New establishment in Watermaal-Bosvoorde. KBO
- New establishment in Sint-Jans-Molenbeek. KBO
- FRANK BAUDONCQ became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 299,297 profit in 2022 to € 326,648 profit in 2025.
Paid € 687,168 in corporate taxes since 2022.
Best year ever: 2024, with € 445,981 profit.
On average € 208,100 of value added per employee in 2025.
A new publication or filing at F.B. FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F.B. FINANCES is FRANK BAUDONCQ.
Directors
According to the 2025 annual accounts
FRANK BAUDONCQ
Director
since 2003
Establishments
Establishment units
Physical locations of this company
Gentsesteenweg 387
1080 Sint-Jans-Molenbeek
Eugène Keymplein 14
1170 Watermaal-Bosvoorde
Active since 1 May 2010
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0860.638.240
- VAT number
- BE 0860.638.240
- Registered office
- Gentsesteenweg 387, 1080 Sint-Jans-Molenbeek
- Names & denominations
- F.B. FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2003
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
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