Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Vandeberg Finance Management from Schilde, company number BE0860406034, closed financial year 2025 with a result of € 31,678 after tax. For that financial year Vandeberg Finance Management recorded a gross margin of € -56,187 and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 224,142 to € 31,678. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 4.1 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,678
▼ 86% vs 2024
Profit after tax over the fiscal year.
€ 21,943
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.1 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 579,515
▼ 6% vs 2024
€ 41,411 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 3,642
▲ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,542
▲ 24% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 823,825 | € -74,070 | € -6,534 | € -56,187 | ▼ € 49,653 |
| Profit after taxes | € 687,718 | € 180,972 | € 224,142 | € 31,678 | ▼ 86% |
| Equity | € 3,686,303 | € 3,867,275 | € 4,091,417 | € 4,123,095 | ▲ 1% |
| Total debts | € 1,066,792 | € 991,734 | € 627,933 | € 645,993 | ▲ 3% |
| Cash | € 884,105 | € 794,536 | € 299,690 | € 21,943 | ▼ 93% |
| Land & buildings | € 555,887 | € 539,721 | € 9,841 | € 8,153 | ▼ 17% |
| Retained profit | € 3,680,103 | € 3,861,075 | € 4,085,217 | € 4,116,895 | ▲ 1% |
| Bank debt | € 701,547 | € 658,871 | € 619,760 | € 579,515 | ▼ 6% |
| Balance sheet total | € 4,753,096 | € 4,859,009 | € 4,719,351 | € 4,769,088 | ▲ 1% |
| Employees (FTE) | 0.1 | 0 | 0 | 0 |
Key figures of Vandeberg Finance Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Vandeberg Finance Management?
What happened at Vandeberg Finance Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,678 (▼ 86% vs 2024). Source: NBB ↗
- Asser BV became a director. NBB
- Pavel Vandeberg became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Schilde. KBO
In short
From € 687,718 profit in 2022 to € 31,678 profit in 2025.
Paid € 218,127 in corporate taxes since 2022.
Best year ever: 2022, with € 687,718 profit.
Management
Behind Vandeberg Finance Management are Asser BV and Pavel Vandeberg. The shares are held by Asser (100%).
Directors
According to the 2025 annual accounts
Director · represented by Wouter Vandeberg
Also active at: SDM Advisory, BRUCO INVEST, C-Battery, SELECT HOLDING, ISO-INVEST, LERNA, SDM-Valorum Corporate Finance Group, SDM +1 more
since 2022
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Gouwberg 22
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0860.406.034
- VAT number
- BE 0860.406.034
- Registered office
- Gouwberg 22, 2970 Schilde
- Names & denominations
- Vandeberg Finance Management · VdB Finance Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2003
- Peppol
- Active · Active since 29 Mar 2024
- Activities · NACE
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