Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B.S.F. from La Louvière, company number BE0860235392, closed financial year 2025 with a result of € 71,126 after tax. For that financial year B.S.F. recorded a gross margin of € 376,849 and equity of € 606,203. Compared with financial year 2024, the result moved from € 69,248 to € 71,126. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 606,203
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,126
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 93,583
▲ € 88,906 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 587,603.
People and assets in 2025
€ 209,094
▲ 61% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,393
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 114,444
▼ 11% vs 2024
€ 62,129 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 23,421
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 85,562
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 322,342 | € 333,052 | € 334,462 | € 376,849 | ▲ 13% |
| Profit after taxes | € 76,705 | € 75,938 | € 69,248 | € 71,126 | ▲ 3% |
| Equity | € 389,890 | € 465,829 | € 535,077 | € 606,203 | ▲ 13% |
| Total debts | € 217,125 | € 287,699 | € 244,186 | € 257,253 | ▲ 5% |
| Cash | € 71,376 | € 52,659 | € 4,677 | € 93,583 | ▲ € 88,906 |
| Retained profit | € 371,290 | € 447,229 | € 516,477 | € 587,603 | ▲ 14% |
| Bank debt | € 135,340 | € 182,846 | € 128,231 | € 114,444 | ▼ 11% |
| Balance sheet total | € 607,015 | € 753,527 | € 779,263 | € 863,455 | ▲ 11% |
Key figures of B.S.F., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B.S.F.?
What happened at B.S.F. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 71,126 (▲ 3% vs 2024). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in La Louvière. KBO
In short
From € 76,705 profit in 2022 to € 71,126 profit in 2025.
Paid € 120,607 in corporate taxes since 2022.
Best year ever: 2022, with € 76,705 profit.
A new publication or filing at B.S.F.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MATTEOTTI INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B.S.F.Behind B.S.F. is STEPHANE FONTAINE. The shares are held by MATTEOTTI INVEST (100%).
Directors
According to the 2025 annual accounts
STEPHANE FONTAINE
Director
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place Mattéotti(L.L) 59
7100 La Louvière
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0860.235.392
- VAT number
- BE 0860.235.392
- Registered office
- Place Mattéotti(L.L) 59, 7100 La Louvière
- Names & denominations
- B.S.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 August 2003
- Peppol
- Active · Active since 17 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
Verstrekken van hypothecair krediet
Verstrekken van verbruikskrediet
Activiteiten van centrale banken
Overige kredietverstrekking
Centrale banken
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