Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JUD BOUW from Scherpenheuvel-Zichem, company number BE0849539262, closed financial year 2025 with a result of € 7,326 after tax. For that financial year JUD BOUW recorded a gross margin of € 267,787 and equity of € 921,665. Compared with financial year 2024, the result moved from € 393,379 to € 7,326. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 921,665
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,326
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 47,325
▲ € 39,575 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 901,665.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 57,514
€ 57,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,985
▼ 61% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 938,701
▼ 29% vs 2024
€ 564,213 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 256,403
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 240,513
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 416,577 | € 281,696 | € 808,032 | € 267,787 | ▼ 67% |
| Profit after taxes | € 162,601 | € 47,647 | € 393,379 | € 7,326 | ▼ 98% |
| Equity | € 473,314 | € 520,960 | € 914,339 | € 921,665 | ▲ 1% |
| Total debts | € 1,510,106 | € 1,080,488 | € 2,086,164 | € 1,865,481 | ▼ 11% |
| Cash | € 17,436 | € 67,322 | € 7,749 | € 47,325 | ▲ € 39,575 |
| Land & buildings | € 472,639 | € 456,044 | € 685,974 | € 660,103 | ▼ 4% |
| Retained profit | € 451,314 | € 500,960 | € 894,339 | € 901,665 | ▲ 1% |
| Dividend | € 28,571 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,057,936 | € 503,180 | € 1,323,168 | € 938,701 | ▼ 29% |
| Balance sheet total | € 1,983,420 | € 1,601,448 | € 3,000,503 | € 2,787,146 | ▼ 7% |
| Employees (FTE) | 1.2 | 1 | 1 | 1 |
Key figures of JUD BOUW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JUD BOUW?
What happened at JUD BOUW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,326 (▼ 98% vs 2024). Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 162,601 profit in 2022 to € 7,326 profit in 2025.
Paid € 360,452 in corporate taxes since 2022.
Best year ever: 2024, with € 393,379 profit.
On average € 267,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JUD BOUW are Vachik Hakobyan and Vard Sardarova. Vachik Hakobyan is also behind A&V CONSTRUCT and JUD Invest.
Directors
According to the 2025 annual accounts
Vard Sardarova
Director
Establishments
Establishment units
Physical locations of this company
Ernest Claesstraat 113
3271 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
AS-REG, RU
Website info
Features
Security
Network
Details
- Company number
- 0849.539.262
- VAT number
- BE 0849.539.262
- Registered office
- Ernest Claesstraat 113, 3271 Scherpenheuvel-Zichem
- Names & denominations
- JUD BOUW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2012
- Peppol
- Active · Active since 28 Feb 2025
- Contact
- judbouw.be
- Activities · NACE
Dakwerkzaamheden
Algemene bouw van residentiële gebouwen
Overige werkzaamheden in verband met de afwerking van gebouwen
Bouwrijp maken van terreinen
Overige bouwinstallatie
Installatie van isolatie
Vervaardiging van metalen constructiewerken en delen daarvan
Vervaardiging van eetkamer-, zitkamer-, slaapkamer- en badkamermeubelen
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