Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
Financials
Financial year 2026
BMF Consult from Nandrin, company number BE0848089806, closed financial year 2026 with a result of € -15,762 after tax. For that financial year BMF Consult recorded a gross margin of € -4,515 and equity of € 15,090. Compared with financial year 2025, the result moved from € -11,181 to € -15,762. The company made a loss. The buffer shrank hard: equity is 51 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 6, 2026.
€ 15,090
▼ 51% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,762
▼ 41 % more loss than in 2025
Profit after tax over the fiscal year.
€ 39,451
▲ 5% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,910.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
€ 280
▼ 2% vs 2025
Loans from banks and other lenders, long and short.
€ 202
▲ 115% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 1,948
▲ 273% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 4,058 | € -15,529 | € -9,755 | € -4,515 | ▲ € 5,240 |
| Profit after taxes | € 2,774 | € 37,711 | € -11,181 | € -15,762 | ▼ € 4,581 |
| Equity | € 4,323 | € 42,034 | € 30,853 | € 15,090 | ▼ 51% |
| Total debts | € 79,309 | € 21,158 | € 28,817 | € 21,204 | ▼ 26% |
| Cash | € 62,022 | € 41,115 | € 37,720 | € 39,451 | ▲ 5% |
| Retained profit | € -15,677 | € 22,034 | € 10,853 | € -4,910 | ▼ € 15,762 |
| Bank debt | € 726 | € 0 | € 286 | € 280 | ▼ 2% |
| Balance sheet total | € 83,632 | € 63,192 | € 59,669 | € 45,894 | ▼ 23% |
Key figures of BMF Consult, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to BMF Consult?
What happened at BMF Consult in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 15,762. Source: NBB ↗
- New establishment in Nandrin. KBO
- Start of the company according to the CBE. KBO
- Michel BEGUIN became a director. NBB
In short
From € 2,774 profit in 2023 to € 15,762 loss in 2026.
Paid € 489 in corporate taxes since 2023.
Best year ever: 2024, with € 37,711 profit.
Management
Behind BMF Consult is Michel BEGUIN. Michel BEGUIN is also behind MATERIA NOVA, IONICS, BFL Construct, ESIX SURFACE TECHNOLOGIES and B.S.P. Construction.
Directors
According to the 2026 annual accounts
Michel BEGUIN
Administrator-manager
Also active at: MATERIA NOVA, IONICS, BFL Construct, ESIX SURFACE TECHNOLOGIES, B.S.P. Construction, JD'C INNOVATION
since 2012
Establishments
Establishment units
Physical locations of this company
Bois de la Croix Claire 107
4550 Nandrin
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0848.089.806
- VAT number
- BE 0848.089.806
- Registered office
- Bois de la Croix Claire 107, 4550 Nandrin
- Names & denominations
- BMF Consult
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 August 2012
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
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