Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 475 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2023
CQ-FD Invest from Brussel, company number BE0847621335, closed financial year 2023 with a result of € -7,036 after tax. For that financial year CQ-FD Invest recorded a gross margin of € -3,911 and equity of € 3.9 million. Compared with financial year 2022, the result moved from € -6,421 to € -7,036. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 18, 2025.
€ 3.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,036
▼ 10 % more loss than in 2022
Profit after tax over the fiscal year.
€ 342
▲ 67% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -97,995.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 5,669
▲ € 4,779 vs 2022
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -4,104 | € -3,356 | € -3,911 | ▼ € 555 |
| Profit after taxes | € -6,731 | € -6,421 | € -7,036 | ▼ € 615 |
| Equity | € 3,942,462 | € 3,936,041 | € 3,929,005 | |
| Total debts | € 95,567 | € 91,831 | € 98,837 | ▲ 8% |
| Cash | € 8,076 | € 205 | € 342 | ▲ 67% |
| Retained profit | € -84,538 | € -90,959 | € -97,995 | ▼ € 7,036 |
| Balance sheet total | € 4,038,030 | € 4,027,872 | € 4,027,842 |
Key figures of CQ-FD Invest, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to CQ-FD Invest?
What happened at CQ-FD Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 7,036. filed late Source: NBB ↗
- Jean-Luc BERNARD stepped down as director. NBB
- Maryelle FERNANDEZ stepped down as director. NBB
- Maryelle FERNANDEZ became a director. NBB
- Jean-Luc BERNARD became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,731 loss in 2021 to € 7,036 loss in 2023.
A new publication or filing at CQ-FD Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
Jean-Luc BERNARD
Chairman of the board
since 2018 · until 2024
Maryelle FERNANDEZ
Managing director
since 2021 · until 2024
Establishments
Establishment units
Physical locations of this company
Bischoffsheimlaan 36
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.621.335
- VAT number
- BE 0847.621.335
- Registered office
- Bischoffsheimlaan 36, 1000 Brussel
- Names & denominations
- CQ-FD Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 July 2012
- Peppol
- Not registered