Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CoverTeam from Liège, company number BE0847351616, closed financial year 2025 with a result of € 4,088 after tax. For that financial year CoverTeam recorded a gross margin of € -64,385 and equity of € 52,324. Compared with financial year 2024, the result moved from € 9,684 to € 4,088. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 52,324
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,088
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 139
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 31,324.
Debts at end 2025
€ 5 million
Loans from banks and other lenders, long and short.
€ 59,717
▲ € 49,125 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 91,361
▲ 44% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,091 | € -31,384 | € -59,073 | € -64,385 | ▼ € 5,312 |
| Profit after taxes | € 4,531 | € 25,060 | € 9,684 | € 4,088 | ▼ 58% |
| Equity | € 13,493 | € 38,553 | € 48,237 | € 52,324 | ▲ 8% |
| Total debts | € 2,968,699 | € 3,764,356 | € 5,160,970 | € 5,479,993 | ▲ 6% |
| Cash | € 533,495 | € 889 | € 830 | € 139 | ▼ 83% |
| Retained profit | € -7,507 | € 17,553 | € 27,237 | € 31,324 | ▲ 15% |
| Bank debt | € 2,900,000 | € 3,730,931 | € 5,000,000 | € 4,999,900 | |
| Balance sheet total | € 2,982,193 | € 3,802,909 | € 5,209,206 | € 5,532,318 | ▲ 6% |
Key figures of CoverTeam, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CoverTeam?
What happened at CoverTeam in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,088 (▼ 58% vs 2024). filed late Source: NBB ↗
- New establishment in Villers-le-Bouillet. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,531 profit in 2022 to € 4,088 profit in 2025.
Paid € 5,944 in corporate taxes since 2022.
Best year ever: 2023, with € 25,060 profit.
Management
Behind CoverTeam is INVEST & CORPORATE SA. The shares are held by INVEST & CORPORATE SA.
Directors
According to the 2025 annual accounts
Director · represented by Paul-Henry Berryer
Also active at: BUILDINN, ECO-Résidence H2O, Eco-Résidence Clou Doré, LA FERME DES HAUTS-SARTS, TIMBERTEAM
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Tilff 277
4031 Liège
Rue de Waremme 119
4530 Villers-le-Bouillet
Active since 23 August 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →INVEST & CORPORATE same network
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€ 856,455 revenue · 2025
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€ 865,834 gross margin · 2025
TILT
€ 3,995 gross margin · 2024
LJ CONSTRUCTIONS
€ 211,796 gross margin · 2024
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.351.616
- VAT number
- BE 0847.351.616
- Registered office
- Rue de Tilff 277, 4031 Liège
- Names & denominations
- CoverTeam
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 July 2012
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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