Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NAEMA from Tinlot, company number BE0847017757, closed financial year 2025 with a result of € -5,769 after tax. For that financial year NAEMA recorded a gross margin of € 30,397 and equity of € -192,588. Compared with financial year 2024, the result moved from € -5,971 to € -5,769. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 28, 2026.
€ -192,588
▼ € 5,769 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,769
▲ 3 % less loss than in 2024
Profit after tax over the fiscal year.
€ 45,932
▲ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -237,588.
People and assets in 2025
€ 8,991
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 394,809
▼ 9% vs 2024
€ 39,623 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 19,911
▲ € 17,173 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,453
▼ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,106 | € -9,436 | € 30,116 | € 30,397 | ▲ 1% |
| Profit after taxes | € -4,041 | € -42,106 | € -5,971 | € -5,769 | ▲ € 201 |
| Equity | € -138,742 | € -180,848 | € -186,819 | € -192,588 | ▼ € 5,769 |
| Total debts | € 1,779,757 | € 2,217,863 | € 2,377,137 | € 2,346,716 | ▼ 1% |
| Cash | € 95,118 | € 103,186 | € 24,462 | € 45,932 | ▲ 88% |
| Land & buildings | € 516,525 | € 501,122 | € 485,719 | € 470,316 | ▼ 3% |
| Retained profit | € -183,742 | € -225,848 | € -231,819 | € -237,588 | ▼ € 5,769 |
| Bank debt | € 510,040 | € 472,217 | € 433,823 | € 394,809 | ▼ 9% |
| Balance sheet total | € 1,641,015 | € 2,037,015 | € 2,190,318 | € 2,154,128 | ▼ 2% |
Key figures of NAEMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to NAEMA?
What happened at NAEMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,769. Source: NBB ↗
- New establishment in Neupré. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,041 loss in 2022 to € 5,769 loss in 2025.
Paid € 629 in corporate taxes since 2022.
Management
Behind NAEMA are PIERRE-HADI SAAD and NATHALIE PALMA. It owns 100% of IDILY and 100% of ECOFOX itself.
Directors
According to the 2025 annual accounts
PIERRE-HADI SAAD
Director
Establishments
Establishment units
Physical locations of this company
Rue Collette 6
4557 Tinlot
Avenue des Epicéas(N) 21
4121 Neupré
Active since 1 September 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0847.017.757
- VAT number
- BE 0847.017.757
- Registered office
- Rue Collette 6, 4557 Tinlot
- Names & denominations
- NAEMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 July 2012
- Peppol
- Active · Active since 14 Aug 2025
- Activities · NACE
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