What does EB Finance do?

EB Finance is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker, consultancy. Private Limited, started on 17 April 2012, 1 establishment.

What is the address of EB Finance?

The registered office of EB Finance is located at Prins van Oranjelaan 38A, 1180 Ukkel.

Is EB Finance still active?

Yes. According to the CBE (29 October 2026) EB Finance is active, legal situation “Normale toestand”, started on 17 April 2012.

Is EB Finance registered on Peppol?

Yes, EB Finance is registered on the Peppol network with ID 0208:0845300461.

What is the enterprise number of EB Finance?

The enterprise number of EB Finance is BE0845300461.

When was EB Finance founded?

EB Finance was founded on 17 April 2012.

Who are the directors of EB Finance?

According to the 2025 annual accounts, the directors of EB Finance are: Anouk PAULET, Stephane DECKX, Eric DAUBRESSE, Olivier DE WAGHENEIRE.

Is EB Finance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 April 2012; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account.

How much profit did EB Finance make in 2025?

EB Finance posted a profit after taxes of € 88,037 in financial year 2025.

What is the revenue of EB Finance?

As a small company, EB Finance is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 658,304.

How much does an employee at EB Finance earn?

The average wage cost per full-time employee at EB Finance was € 93,700 in 2025: staff costs of € 402,904 for 4.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does EB Finance have?

According to the 2025 annual accounts, EB Finance has 4.3 full-time equivalents (FTE).

EB Finance (Private Limited) - Ukkel - BE0845300461

Dossier EB Finance, printed on 29 October 2026 from databakkes.be/en/0845300461/eb-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

EB Finance from Ukkel, company number BE0845300461, closed financial year 2025 with a result of € 88,037 after tax. For that financial year EB Finance recorded a gross margin of € 658,304 and equity of € 338,652. Compared with financial year 2024, the result moved from € 96,148 to € 88,037. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.

What it is worth Growing

€ 338,652

▲ 35% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 88,037

▼ 8% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 12,036

▲ 4% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 315,402.

People and assets in 2025

Full-time equivalents

4.3

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 402,904

▲ 18% vs 2024

€ 93,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 17,500

▼ 21% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.4 million

▼ 10% vs 2024

€ 186,919 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 364,900

▲ 27% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 61,162

▼ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 524,115 Gross margin 2022: € 524,115 First fiscal year in the series	€ 562,698 Gross margin 2023: € 562,698 ▲ 7% vs 2022 (€ 524,115) Favourable step	€ 611,662 Gross margin 2024: € 611,662 ▲ 9% vs 2023 (€ 562,698) Favourable step	€ 658,304 Gross margin 2025: € 658,304 ▲ 8% vs 2024 (€ 611,662) Favourable step	▲ 8%
Profit after taxes	€ 2,239 Profit after taxes 2022: € 2,239 First fiscal year in the series	€ 101,146 Profit after taxes 2023: € 101,146 ▲ € 98,907 vs 2022 (€ 2,239) Favourable step	€ 96,148 Profit after taxes 2024: € 96,148 ▼ 5% vs 2023 (€ 101,146) Unfavourable step	€ 88,037 Profit after taxes 2025: € 88,037 ▼ 8% vs 2024 (€ 96,148) Unfavourable step	▼ 8%
Equity	€ 53,321 Equity 2022: € 53,321 First fiscal year in the series	€ 154,467 Equity 2023: € 154,467 ▲ 190% vs 2022 (€ 53,321) Favourable step	€ 250,615 Equity 2024: € 250,615 ▲ 62% vs 2023 (€ 154,467) Favourable step	€ 338,652 Equity 2025: € 338,652 ▲ 35% vs 2024 (€ 250,615) Favourable step	▲ 35%
Total debts	€ 1,940,150 Total debts 2022: € 1,940,150 First fiscal year in the series	€ 2,211,838 Total debts 2023: € 2,211,838 ▲ 14% vs 2022 (€ 1,940,150) Unfavourable step	€ 1,968,866 Total debts 2024: € 1,968,866 ▼ 11% vs 2023 (€ 2,211,838) Favourable step	€ 1,849,308 Total debts 2025: € 1,849,308 ▼ 6% vs 2024 (€ 1,968,866) Favourable step	▼ 6%
Cash	€ 50,794 Cash 2022: € 50,794 First fiscal year in the series	€ 25,269 Cash 2023: € 25,269 ▼ 50% vs 2022 (€ 50,794) Unfavourable step	€ 11,586 Cash 2024: € 11,586 ▼ 54% vs 2023 (€ 25,269) Unfavourable step	€ 12,036 Cash 2025: € 12,036 ▲ 4% vs 2024 (€ 11,586) Favourable step	▲ 4%
Land & buildings	€ 1,702,026 Land & buildings 2022: € 1,702,026 First fiscal year in the series	€ 2,085,461 Land & buildings 2023: € 2,085,461 ▲ 23% vs 2022 (€ 1,702,026) Unchanged	€ 2,037,407 Land & buildings 2024: € 2,037,407 ▼ 2% vs 2023 (€ 2,085,461) Unchanged	€ 1,968,807 Land & buildings 2025: € 1,968,807 ▼ 3% vs 2024 (€ 2,037,407) Unchanged	▼ 3%
Retained profit	€ 30,071 Retained profit 2022: € 30,071 First fiscal year in the series	€ 131,217 Retained profit 2023: € 131,217 ▲ € 101,146 vs 2022 (€ 30,071) Favourable step	€ 227,365 Retained profit 2024: € 227,365 ▲ 73% vs 2023 (€ 131,217) Favourable step	€ 315,402 Retained profit 2025: € 315,402 ▲ 39% vs 2024 (€ 227,365) Favourable step	▲ 39%
Bank debt	€ 1,535,178 Bank debt 2022: € 1,535,178 First fiscal year in the series	€ 1,749,880 Bank debt 2023: € 1,749,880 ▲ 14% vs 2022 (€ 1,535,178) Unfavourable step	€ 1,590,165 Bank debt 2024: € 1,590,165 ▼ 9% vs 2023 (€ 1,749,880) Favourable step	€ 1,423,245 Bank debt 2025: € 1,423,245 ▼ 10% vs 2024 (€ 1,590,165) Favourable step	▼ 10%
Balance sheet total	€ 1,993,471 Balance sheet total 2022: € 1,993,471 First fiscal year in the series	€ 2,366,306 Balance sheet total 2023: € 2,366,306 ▲ 19% vs 2022 (€ 1,993,471) Unchanged	€ 2,219,481 Balance sheet total 2024: € 2,219,481 ▼ 6% vs 2023 (€ 2,366,306) Unchanged	€ 2,187,959 Balance sheet total 2025: € 2,187,959 ▼ 1% vs 2024 (€ 2,219,481) Unchanged	▼ 1%
Employees (FTE)	-	4.2 Employees (FTE) 2023: 4.2 First fiscal year in the series	4.3 Employees (FTE) 2024: 4.3 ▲ 0.1 vs 2023 (4.2) Unchanged	4.3 Employees (FTE) 2025: 4.3 Unchanged (4.3) Unchanged

Key figures of EB Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to EB Finance?

What happened at EB Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 28, 2026 New annual accounts for financial year 2025: profit of € 88,037 (▼ 8% vs 2024). Source: NBB ↗
2018 Anouk PAULET became a director. NBB
2016 Olivier DE WAGHENEIRE became a director. NBB
2016 Eric DAUBRESSE became a director. NBB
2016 Stephane DECKX became a director. NBB
Jul 6, 2012 New establishment in Sint-Genesius-Rode. KBO
Apr 17, 2012 Start of the company according to the CBE. KBO

In short

From € 2,239 profit in 2022 to € 88,037 profit in 2025.

Paid € 108,766 in corporate taxes since 2022.

Best year ever: 2023, with € 101,146 profit.

On average € 153,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

OTRA 86 23.8%

The stake of OTRA 86 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

EB Finance

Behind EB Finance are Anouk PAULET, Stephane DECKX, Eric DAUBRESSE and Olivier DE WAGHENEIRE. The shares are held by OTRA 86 (23.8%).

Directors

According to the 2025 annual accounts

Anouk PAULET

Director

Also active at: Anouk PAULET Management

since 2018

Stephane DECKX

Director

Also active at: EUROBROKERS INSURANCE CONSULTANTS, DEX & DAELEN, OTRA 86

since 2016

Eric DAUBRESSE

Director

Also active at: OTRA 86

since 2016

Olivier DE WAGHENEIRE

Director

Also active at: OTRA 86, GABRIELSA

since 2016

Shareholders

OTRA 86

23.8%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Prins van Oranjelaan 38A

1180 Ukkel

2.210.592.782

Waterloose Steenweg 6/1

1640 Sint-Genesius-Rode

Active since 6 July 2012

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

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€ 153,515 gross margin · 2025

UrbanHomes

€ 1,135 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0845.300.461

VAT number

BE 0845.300.461

Registered office

Prins van Oranjelaan 38A, 1180 Ukkel

Names & denominations

EB Finance

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

17 April 2012

Peppol

Active · Active since 16 Apr 2026

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Activiteiten van verzekeringsagenten en -makelaars

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

EB Finance

Warning lights

Financials

What happened to EB Finance?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions