TOPFIN is a joiner in Ronse. Private Limited, started on 16 April 2012, 1 establishment.

What is the address of TOPFIN?

The registered office of TOPFIN is located at Pontstraat 150, 9600 Ronse.

Is TOPFIN still active?

Yes. According to the CBE (30 October 2026) TOPFIN is active, legal situation “Normale toestand”, started on 16 April 2012.

Is TOPFIN registered on Peppol?

Yes, TOPFIN is registered on the Peppol network with ID 0208:0845278784.

What is the enterprise number of TOPFIN?

The enterprise number of TOPFIN is BE0845278784.

When was TOPFIN founded?

TOPFIN was founded on 16 April 2012.

Who are the directors of TOPFIN?

According to the 2025 annual accounts, the directors of TOPFIN are: Optiverdo BV.

Is TOPFIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 16 April 2012; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did TOPFIN make in 2025?

TOPFIN posted a profit after taxes of € 7,867 in financial year 2025.

What is the revenue of TOPFIN?

As a small company, TOPFIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 140,386.

How much does an employee at TOPFIN earn?

The average wage cost per full-time employee at TOPFIN was € 41,800 in 2023: staff costs of € 125,408 for 3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

TOPFIN (Private Limited) - Ronse - BE0845278784

Dossier TOPFIN, printed on 30 October 2026 from databakkes.be/en/0845278784/topfin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

TOPFIN from Ronse, company number BE0845278784, closed financial year 2025 with a result of € 7,867 after tax. For that financial year TOPFIN recorded a gross margin of € 140,386 and equity of € 94,649. Compared with financial year 2024, the result moved from € -49,607 to € 7,867. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 25, 2025.

What it is worth Growing

€ 94,649

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 7,867

▲ still € 49,608 loss in 2024

Profit after tax over the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -5,351.

People and assets in 2025

Wage cost

€ 112,787

▼ 12% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 14,666

▼ 55% vs 2024

€ 835 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 27,014

▲ € 25,958 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 20,474

▲ 30% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 147,388 Gross margin 2022: € 147,388 First fiscal year in the series	€ 150,984 Gross margin 2023: € 150,984 ▲ 2% vs 2022 (€ 147,388) Favourable step	€ 98,721 Gross margin 2024: € 98,721 ▼ 35% vs 2023 (€ 150,984) Unfavourable step	€ 140,386 Gross margin 2025: € 140,386 ▲ 42% vs 2024 (€ 98,721) Favourable step	▲ 42%
Profit after taxes	€ 1,684 Profit after taxes 2022: € 1,684 First fiscal year in the series	€ 4,475 Profit after taxes 2023: € 4,475 ▲ 166% vs 2022 (€ 1,684) Favourable step	€ -49,607 Profit after taxes 2024: € -49,607 ▼ € 54,083 vs 2023 (€ 4,475) Unfavourable step	€ 7,867 Profit after taxes 2025: € 7,867 ▲ € 57,474 vs 2024 (€ -49,607) Favourable step	▲ € 57,474
Equity	€ 131,914 Equity 2022: € 131,914 First fiscal year in the series	€ 136,389 Equity 2023: € 136,389 ▲ 3% vs 2022 (€ 131,914) Favourable step	€ 86,782 Equity 2024: € 86,782 ▼ 36% vs 2023 (€ 136,389) Unfavourable step	€ 94,649 Equity 2025: € 94,649 ▲ 9% vs 2024 (€ 86,782) Favourable step	▲ 9%
Total debts	€ 148,485 Total debts 2022: € 148,485 First fiscal year in the series	€ 146,402 Total debts 2023: € 146,402 ▼ 1% vs 2022 (€ 148,485) Favourable step	€ 155,148 Total debts 2024: € 155,148 ▲ 6% vs 2023 (€ 146,402) Unfavourable step	€ 163,263 Total debts 2025: € 163,263 ▲ 5% vs 2024 (€ 155,148) Unfavourable step	▲ 5%
Cash	€ 23,200 Cash 2022: € 23,200 First fiscal year in the series	€ 43,669 Cash 2023: € 43,669 ▲ 88% vs 2022 (€ 23,200) Favourable step	-	-
Retained profit	€ 31,914 Retained profit 2022: € 31,914 First fiscal year in the series	€ 36,389 Retained profit 2023: € 36,389 ▲ 14% vs 2022 (€ 31,914) Favourable step	€ -13,218 Retained profit 2024: € -13,218 ▼ € 49,608 vs 2023 (€ 36,389) Unfavourable step	€ -5,351 Retained profit 2025: € -5,351 ▲ € 7,867 vs 2024 (€ -13,218) Favourable step	▲ € 7,867
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 34,001 Bank debt 2023: € 34,001 Unchanged (€ 0) Unfavourable step	€ 32,401 Bank debt 2024: € 32,401 ▼ 5% vs 2023 (€ 34,001) Favourable step	€ 14,666 Bank debt 2025: € 14,666 ▼ 55% vs 2024 (€ 32,401) Favourable step	▼ 55%
Balance sheet total	€ 280,399 Balance sheet total 2022: € 280,399 First fiscal year in the series	€ 282,791 Balance sheet total 2023: € 282,791 ▲ 1% vs 2022 (€ 280,399) Unchanged	€ 241,930 Balance sheet total 2024: € 241,930 ▼ 14% vs 2023 (€ 282,791) Unchanged	€ 257,911 Balance sheet total 2025: € 257,911 ▲ 7% vs 2024 (€ 241,930) Unchanged	▲ 7%
Employees (FTE)	3 Employees (FTE) 2022: 3 First fiscal year in the series	3 Employees (FTE) 2023: 3 Unchanged (3) Unchanged	-	-

Key figures of TOPFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.

What happened to TOPFIN?

What happened at TOPFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Dec 25, 2025 New annual accounts for financial year 2025: profit of € 7,867. filed late Source: NBB ↗
Apr 18, 2012 New establishment in Ronse. KBO
Apr 16, 2012 Start of the company according to the CBE. KBO

In short

From € 1,684 profit in 2022 to € 7,867 profit in 2025.

Paid € 3,458 in corporate taxes since 2022.

Best year ever: 2025, with € 7,867 profit.

On average € 50,300 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

Optiverdo BV

TOPFIN

Behind TOPFIN is Optiverdo BV.

Directors

According to the 2025 annual accounts

Optiverdo BV

Director · represented by Stijn Verdonck

Establishments

Establishment units

Physical locations of this company

Registered office

Pontstraat 150

9600 Ronse

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0845.278.784

VAT number

BE 0845.278.784

Registered office

Pontstraat 150, 9600 Ronse

Names & denominations

TOPFIN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

16 April 2012

Peppol

Active · Active since 4 Jan 2026

Activities · NACE

Schrijnwerk

Overige werkzaamheden in verband met de afwerking van gebouwen

Handelsbemiddeling in de groothandel in hout en bouwmaterialen

Stukadoorswerk

View on CBE Public ↗ Annual accounts (NBB) ↗

TOPFIN

Warning lights

Financials

What happened to TOPFIN?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions