Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TEMENOS from Gingelom, company number BE0845057664, closed financial year 2025 with a result of € 81,027 after tax. For that financial year TEMENOS recorded a gross margin of € 360,776 and equity of € 560,092. Compared with financial year 2024, the result moved from € 144,929 to € 81,027. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ 560,092
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 81,027
▼ 44% vs 2024
Profit after tax over the fiscal year.
€ 9,498
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 501,492.
People and assets in 2025
€ 1,069
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▲ 35% vs 2024
€ 229,197 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 21,457
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,841
▼ 71% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 275,428 | € 367,839 | € 363,564 | € 360,776 | ▼ 1% |
| Profit after taxes | € 61,021 | € 111,187 | € 144,929 | € 81,027 | ▼ 44% |
| Equity | € 402,948 | € 449,136 | € 479,065 | € 560,092 | ▲ 17% |
| Total debts | € 1,358,353 | € 1,569,645 | € 1,763,725 | € 2,388,813 | ▲ 35% |
| Cash | € 32,874 | € 15,712 | € 27,062 | € 9,498 | ▼ 65% |
| Land & buildings | € 1,623,027 | € 1,841,778 | € 2,061,933 | € 2,759,156 | ▲ 34% |
| Retained profit | € 344,348 | € 390,536 | € 420,465 | € 501,492 | ▲ 19% |
| Dividend | € 0 | € 65,000 | € 115,000 | € 0 | ▼ 100% |
| Bank debt | € 1,302,024 | € 1,456,616 | € 1,545,053 | € 2,088,496 | ▲ 35% |
| Balance sheet total | € 1,761,302 | € 2,035,834 | € 2,259,179 | € 2,965,157 | ▲ 31% |
Key figures of TEMENOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TEMENOS?
What happened at TEMENOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 81,027 (▼ 44% vs 2024). Source: NBB ↗
- VICTOR became a director. NBB
- New establishment in Gingelom. KBO
- Start of the company according to the CBE. KBO
In short
From € 61,021 profit in 2022 to € 81,027 profit in 2025.
Paid € 78,785 in corporate taxes since 2022.
Best year ever: 2024, with € 144,929 profit.
Paid out € 180,000 in dividends to the owners in total.
Management
The stake of VICTOR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TEMENOSBehind TEMENOS is VICTOR. The shares are held by VICTOR (100%).
Directors
According to the 2025 annual accounts
Director · represented by NIVELLES BART
Also active at: I.B.S., GROUP NIVELLES, Homelab Construct, C2Y, Homelab Invest, GROOT VOLLANDER GROND, GROOT VOLLANDER BOUW, IMMO EN RENT BCP
since 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ambachtsweg 14
3890 Gingelom
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →GROUP NIVELLES same network
€ 2.5 million gross margin · 2025
Homelab Construct same network
€ -80,949 gross margin · 2025
C2Y same network
€ 687,937 gross margin · 2025
Homelab Invest same network
€ 89,505 gross margin · 2025
IMMO EN RENT BCP same network
€ 39,202 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.057.664
- VAT number
- BE 0845.057.664
- Registered office
- Ambachtsweg 14, 3890 Gingelom
- Names & denominations
- TEMENOS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 April 2012
- Peppol
- Active · Active since 28 Oct 2025
- Activities · NACE
Handel in eigen onroerend goed