Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AGRO-SPY from Jemeppe-sur-Sambre, company number BE0844634923, closed financial year 2025 with a result of € -92,903 after tax. For that financial year AGRO-SPY recorded a gross margin of € 105,473 and equity of € -176,658. Compared with financial year 2024, the result moved from € -37,551 to € -92,903. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -176,658
▼ € 92,903 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -92,903
▼ 147 % more loss than in 2024
Profit after tax over the fiscal year.
€ 25,915
▲ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -182,858.
People and assets in 2025
€ 43,566
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 92,487
▲ 2% vs 2024
Of which on lease € 47,102.
Debts at end 2025
€ 620,910
▲ 4% vs 2024
€ 121,522 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 26,051
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,506
▼ 56% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,434 | € 208,402 | € 161,120 | € 105,473 | ▼ 35% |
| Profit after taxes | € 15,518 | € 4,092 | € -37,551 | € -92,903 | ▼ € 55,352 |
| Equity | € -48,713 | € -46,205 | € -83,756 | € -176,658 | ▼ € 92,903 |
| Total debts | € 650,847 | € 830,570 | € 728,331 | € 722,170 | ▼ 1% |
| Cash | € 38,216 | € 22,049 | € 13,871 | € 25,915 | ▲ 87% |
| Retained profit | € -56,497 | € -52,405 | € -89,956 | € -182,858 | ▼ € 92,903 |
| Bank debt | € 579,323 | € 725,643 | € 598,493 | € 620,910 | ▲ 4% |
| Balance sheet total | € 602,133 | € 784,365 | € 644,575 | € 545,511 | ▼ 15% |
Key figures of AGRO-SPY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGRO-SPY?
What happened at AGRO-SPY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 92,903. filed late Source: NBB ↗
- New establishment in Jemeppe-sur-Sambre. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,518 profit in 2022 to € 92,903 loss in 2025.
Paid € 951 in corporate taxes since 2022.
Best year ever: 2022, with € 15,518 profit.
Establishments
Establishment units
Physical locations of this company
Rue de l'Hospice,Spy 8
5190 Jemeppe-sur-Sambre
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.634.923
- VAT number
- BE 0844.634.923
- Registered office
- Rue de l'Hospice,Spy 8, 5190 Jemeppe-sur-Sambre
- Names & denominations
- AGRO-SPY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 2012
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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