Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Annual account missing NBB
Fiscal year 2025 was expected before 30 April 2026 and has not been filed.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
LUDWIG EN GAIL INVEST from Gent, company number BE0844017982, closed financial year 2024 with a result of € -15,890 after tax. For that financial year LUDWIG EN GAIL INVEST recorded a gross margin of € 553,568 and equity of € 171,303. Compared with financial year 2023, the result moved from € 2,260 to € -15,890. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 6, 2025.
€ 171,303
▼ 8% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,890
▼ still € 2,260 profit in 2023
Profit after tax over the fiscal year.
€ 240,307
▲ 129% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 152,703.
People and assets in 2024
0
▼ 6.8 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 484,575
▲ 19% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,907
▼ 30% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.7 million
▲ 2% vs 2023
€ 180,416 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 78,880
▲ 62% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 213,365 | € 394,228 | € 334,698 | € 553,568 | ▲ 65% |
| Profit after taxes | € 10,050 | € 101,087 | € 2,260 | € -15,890 | ▼ € 18,149 |
| Equity | € 83,846 | € 184,933 | € 187,192 | € 171,303 | ▼ 8% |
| Total debts | € 2,347,089 | € 2,206,382 | € 2,054,955 | € 2,029,547 | ▼ 1% |
| Cash | € 15,878 | € 30,745 | € 104,790 | € 240,307 | ▲ 129% |
| Land & buildings | - | - | € 160,592 | € 391,481 | ▲ 144% |
| Retained profit | € 65,246 | € 166,333 | € 168,592 | € 152,703 | ▼ 9% |
| Bank debt | € 1,877,915 | € 1,737,485 | € 1,700,148 | € 1,729,419 | ▲ 2% |
| Balance sheet total | € 2,430,934 | € 2,391,314 | € 2,242,147 | € 2,200,850 | ▼ 2% |
| Employees (FTE) | - | - | 6.8 | 0 | ▼ 6.8 |
Key figures of LUDWIG EN GAIL INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 April 2026.
What happened to LUDWIG EN GAIL INVEST?
What happened at LUDWIG EN GAIL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 15,890 (▼ € 18,149 vs 2023). filed late Source: NBB ↗
- New establishment in Anzegem. KBO
- New establishment in Gent. KBO
- Gail Hoeylaerts became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,050 profit in 2021 to € 15,890 loss in 2024.
Paid € 81,698 in corporate taxes since 2021.
Best year ever: 2022, with € 101,087 profit.
On average € 49,200 of value added per employee in 2023.
Management
Behind LUDWIG EN GAIL INVEST is Gail Hoeylaerts. Gail Hoeylaerts is also behind SMARTSAFE-STARINSURANCE and SRI.
Directors
According to the 2024 annual accounts
since 2012
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 39
9050 Gent
Oudenaardestraat 52
8570 Anzegem
Active since 16 June 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
EUSIP-RACK66, BE
Website info
Features
Security
Details
- Company number
- 0844.017.982
- VAT number
- BE 0844.017.982
- Registered office
- Brusselsesteenweg 39, 9050 Gent
- Names & denominations
- LUDWIG EN GAIL INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 2012
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars