Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BJF FINANCES from Le Roeulx, company number BE0843016904, closed financial year 2025 with a result of € -9,619 after tax. For that financial year BJF FINANCES recorded a gross margin of € -6,546 and equity of € 3,116. Compared with financial year 2024, the result moved from € -42,372 to € -9,619. The company made a loss. The buffer shrank hard: equity is 76 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 5, 2026.
€ 3,116
▼ 76% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,619
▲ 77 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,956
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3,084.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 538
▼ 59% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,391
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,331
▲ 90% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 81,203 | € 299,723 | € -38,567 | € -6,546 | ▲ € 32,021 |
| Profit after taxes | € -1,382 | € 37,953 | € -42,372 | € -9,619 | ▲ € 32,753 |
| Equity | € 17,154 | € 55,107 | € 12,735 | € 3,116 | ▼ 76% |
| Total debts | € 339,335 | € 6,478 | € 7,436 | € 7,721 | ▲ 4% |
| Cash | € 32,363 | € 58,962 | € 15,310 | € 3,956 | ▼ 74% |
| Retained profit | € 10,954 | € 48,907 | € 6,535 | € -3,084 | ▼ € 9,619 |
| Bank debt | € 333,495 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 356,488 | € 61,585 | € 20,170 | € 10,838 | ▼ 46% |
| Employees (FTE) | - | - | 0.2 | - |
Key figures of BJF FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BJF FINANCES?
What happened at BJF FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,619. filed late Source: NBB ↗
- New establishment in Le Roeulx. KBO
- Start of the company according to the CBE. KBO
- JEAN-FRANCOIS BOUCART became a director. NBB
In short
From € 1,382 loss in 2022 to € 9,619 loss in 2025.
Paid € 4,141 in corporate taxes since 2022.
Best year ever: 2023, with € 37,953 profit.
Management
Behind BJF FINANCES is JEAN-FRANCOIS BOUCART. JEAN-FRANCOIS BOUCART is also behind B & B CONSULTING.
Directors
According to the 2025 annual accounts
since 2012
Establishments
Establishment units
Physical locations of this company
Avenue du Peuple(R) 16
7070 Le Roeulx
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.016.904
- VAT number
- BE 0843.016.904
- Registered office
- Avenue du Peuple(R) 16, 7070 Le Roeulx
- Names & denominations
- BJF FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 2012
- Peppol
- Not registered
- Activities · NACE
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