Financials
Financial year 2024
CBA FINANCIAL SERVICES from Merelbeke, company number BE0842727288, closed financial year 2024 with a result of € 85,077 after tax. For that financial year CBA FINANCIAL SERVICES recorded a gross margin of € 497,110 and equity of € 709,965. Compared with financial year 2023, the result moved from € 152,406 to € 85,077. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 22, 2025.
€ 709,965
▲ 14% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,077
▼ 44% vs 2023
Profit after tax over the fiscal year.
€ 37,751
▼ 75% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 691,365.
People and assets in 2024
7.4
▲ 0.9 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 230,149
▲ 10% vs 2023
€ 31,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,410
▼ 40% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 869,867
▼ 23% vs 2023
€ 209,723 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 245,991
▲ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 254,099
▲ 88% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 341,858 | € 502,006 | € 573,595 | € 497,110 | ▼ 13% |
| Profit after taxes | € 51,864 | € 111,604 | € 152,406 | € 85,077 | ▼ 44% |
| Equity | € 360,877 | € 472,481 | € 624,888 | € 709,965 | ▲ 14% |
| Total debts | € 1,351,294 | € 1,376,440 | € 1,519,209 | € 1,401,892 | ▼ 8% |
| Cash | € 30,695 | € 4,253 | € 149,585 | € 37,751 | ▼ 75% |
| Land & buildings | € 558,888 | € 548,198 | € 557,997 | € 518,566 | ▼ 7% |
| Retained profit | € 342,277 | € 453,881 | € 606,288 | € 691,365 | ▲ 14% |
| Bank debt | € 997,857 | € 995,692 | € 1,123,552 | € 869,867 | ▼ 23% |
| Balance sheet total | € 1,712,172 | € 1,848,921 | € 2,144,097 | € 2,111,856 | ▼ 2% |
| Employees (FTE) | - | 6.8 | 6.5 | 7.4 | ▲ 0.9 |
Key figures of CBA FINANCIAL SERVICES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CBA FINANCIAL SERVICES?
What happened at CBA FINANCIAL SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 85,077 (▼ 44% vs 2023). filed late Source: NBB ↗
- New establishment in Merelbeke. KBO
- Start of the company according to the CBE. KBO
- New establishment in Zwalm. KBO
In short
From € 51,864 profit in 2021 to € 85,077 profit in 2024.
Paid € 202,453 in corporate taxes since 2021.
Best year ever: 2023, with € 152,406 profit.
On average € 67,200 of value added per employee in 2024.
Management
Behind CBA FINANCIAL SERVICES is BART DE ROECK. It owns 100% of CBA PLUS itself.
Directors
According to the 2024 annual accounts
BART DE ROECK
Manager
Establishments
Establishment units
Physical locations of this company
Van Goethemstraat 17-19 box A
9820 Merelbeke
Zuidlaan(Munk) 105
9630 Zwalm
Active since 11 January 2012
Van Goethemstraat 17A box 19
9820 Merelbeke
Active since 1 July 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.727.288
- VAT number
- BE 0842.727.288
- Registered office
- Van Goethemstraat 17-19 bus A, 9820 Merelbeke
- Names & denominations
- CBA FINANCIAL SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 January 2012
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten