Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUBICO from Bonheiden, company number BE0842241201, closed financial year 2025 with a result of € 42,411 after tax. For that financial year RUBICO recorded a gross margin of € 67,578 and equity of € 83,236. Compared with financial year 2024, the result moved from € 2,361 to € 42,411. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 83,236
▲ 96% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42,411
▲ € 40,050 vs 2024
Profit after tax over the fiscal year.
€ 34,019
▲ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
4 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 9,492
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 341,553
▼ 12% vs 2024
€ 57,400 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 2,797
▲ € 2,709 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,153
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -9,348 | € 9,021 | € 26,084 | € 67,578 | ▲ 159% |
| Profit after taxes | € -13,846 | € -1,781 | € 2,361 | € 42,411 | ▲ € 40,050 |
| Equity | € 41,911 | € 40,130 | € 42,491 | € 83,236 | ▲ 96% |
| Total debts | € 16,910 | € 27,367 | € 407,021 | € 366,590 | ▼ 10% |
| Cash | € 46,667 | € 20,989 | € 24,824 | € 34,019 | ▲ 37% |
| Retained profit | € 35,711 | € 33,930 | € 36,291 | € 77,036 | ▲ 112% |
| Dividend | € 0 | € 0 | € 0 | € 1,666 | |
| Bank debt | € 0 | € 0 | € 386,805 | € 341,553 | ▼ 12% |
| Balance sheet total | € 58,821 | € 67,497 | € 449,512 | € 449,826 |
Key figures of RUBICO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUBICO?
What happened at RUBICO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 42,411 (▲ € 40,050 vs 2024). Source: NBB ↗
- New establishment in Bonheiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,846 loss in 2022 to € 42,411 profit in 2025.
Paid € 22,431 in corporate taxes since 2022.
Best year ever: 2025, with € 42,411 profit.
Paid out € 1,666 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RUBICO is ANDY VAN DER AUWERA. It owns Finsurance itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Mechelsesteenweg 250
2820 Bonheiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.241.201
- VAT number
- BE 0842.241.201
- Registered office
- Mechelsesteenweg 250, 2820 Bonheiden
- Names & denominations
- RUBICO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2011
- Peppol
- Active · Active since 13 Mar 2025
- Activities · NACE
Activiteiten van holdings
Holdings