Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FinInvestCo from Dessel, company number BE0842193194, closed financial year 2025 with a result of € 109,591 after tax. For that financial year FinInvestCo recorded a gross margin of € 44,892 and equity of € 1 million. Compared with financial year 2024, the result moved from € 71,312 to € 109,591. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 1 million
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 109,591
▲ 54% vs 2024
Profit after tax over the fiscal year.
€ 7,631
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 958,902.
Debts at end 2025
€ 1.4 million
▲ 24% vs 2024
€ 52,073 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -71,093 | € 129,635 | € 70,352 | € 44,892 | ▼ 36% |
| Profit after taxes | € 79,783 | € 108,904 | € 71,312 | € 109,591 | ▲ 54% |
| Equity | € 811,254 | € 839,999 | € 911,311 | € 1,020,902 | ▲ 12% |
| Total debts | € 1,681,917 | € 1,846,225 | € 1,561,341 | € 1,783,426 | ▲ 14% |
| Cash | € 10,659 | € 8,452 | € 8,880 | € 7,631 | ▼ 14% |
| Land & buildings | - | - | - | € 319,721 | |
| Retained profit | € 749,254 | € 777,999 | € 849,311 | € 958,902 | ▲ 13% |
| Dividend | € 0 | € 80,159 | € 0 | € 0 | |
| Bank debt | € 1,279,196 | € 1,258,364 | € 1,155,031 | € 1,428,155 | ▲ 24% |
| Balance sheet total | € 2,493,171 | € 2,686,225 | € 2,472,652 | € 2,804,328 | ▲ 13% |
Key figures of FinInvestCo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FinInvestCo?
What happened at FinInvestCo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 109,591 (▲ 54% vs 2024). Source: NBB ↗
- AD Consultancy BV became a director. NBB
- New establishment in Dessel. KBO
- Start of the company according to the CBE. KBO
In short
From € 79,783 profit in 2022 to € 109,591 profit in 2025.
Paid € 93 in corporate taxes since 2022.
Best year ever: 2025, with € 109,591 profit.
Paid out € 80,159 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of AD Consultancy comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FinInvestCoBehind FinInvestCo is AD Consultancy BV. The shares are held by AD Consultancy (100%). It owns 100% of AB VERZEKERINGEN itself.
Directors
According to the 2025 annual accounts
Director · represented by Ann Breugelmans
since 2022
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Molsebaan 3F
2480 Dessel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0842.193.194
- VAT number
- BE 0842.193.194
- Registered office
- Molsebaan 3F, 2480 Dessel
- Names & denominations
- FinInvestCo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 2011
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- abverzekeringen.be
- Activities · NACE
Activiteiten van holdings
Holdings
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Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering