Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CIGNA INVEST from Ham-sur-Heure-Nalinnes, company number BE0842025227, closed financial year 2025 with a result of € -52,784 after tax. For that financial year CIGNA INVEST recorded a gross margin of € -8,364 and equity of € -502,226. Compared with financial year 2024, the result moved from € 40,876 to € -52,784. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -502,226
▼ € 52,784 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -52,784
▼ still € 40,876 profit in 2024
Profit after tax over the fiscal year.
€ 25,187
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -522,686.
People and assets in 2025
€ 8,891
▼ 89% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,028
▼ 95% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 164,721
▲ 57% vs 2024
Loans from banks and other lenders, long and short.
€ 23,381
▲ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,261
▼ 92% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 825,641 | € -68,687 | € 177,579 | € -8,364 | ▼ € 185,943 |
| Profit after taxes | € 248,382 | € -830,140 | € 40,876 | € -52,784 | ▼ € 93,660 |
| Equity | € 356,607 | € -473,533 | € -449,442 | € -502,226 | ▼ € 52,784 |
| Total debts | € 528,804 | € 993,568 | € 1,971,041 | € 1,552,532 | ▼ 21% |
| Cash | € 12,967 | € 7,224 | € 164,468 | € 25,187 | ▼ 85% |
| Land & buildings | € 881,852 | € 724,424 | € 0 | - | |
| Retained profit | € 338,007 | € -492,133 | € -468,042 | € -522,686 | ▼ € 54,644 |
| Bank debt | € 92,153 | € 573,025 | € 104,952 | € 164,721 | ▲ 57% |
| Balance sheet total | € 4,071,454 | € 3,697,581 | € 1,521,599 | € 1,050,306 | ▼ 31% |
Key figures of CIGNA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CIGNA INVEST?
What happened at CIGNA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 52,784 (▼ € 93,660 vs 2024). Source: NBB ↗
- New establishment in Courcelles. KBO
- Aurélio Cigna became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 248,382 profit in 2022 to € 52,784 loss in 2025.
Paid € 16,930 in corporate taxes since 2022.
Best year ever: 2022, with € 248,382 profit.
A new publication or filing at CIGNA INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CIGNA INVEST is Aurélio Cigna. Aurélio Cigna is also behind Blicq and YesFin.
Establishments
Establishment units
Physical locations of this company
Rue du Louvroy(NAL) 4
6120 Ham-sur-Heure-Nalinnes
Rue du Taillis(CO) 43
6180 Courcelles
Active since 22 December 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0842.025.227
- VAT number
- BE 0842.025.227
- Registered office
- Rue du Louvroy(NAL) 4, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- CIGNA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2011
- Peppol
- Active · Active since 27 Nov 2025
- Contact
- immocigna.be
- Activities · NACE
Handel in eigen onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Ontwikkeling van residentiële bouwprojecten
Overige zakelijke dienstverlening, neg