Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Qube from Oosterzele, company number BE0842015527, closed financial year 2026 with a result of € 15,915 after tax. For that financial year Qube recorded a gross margin of € 59,517 and equity of € 1 million. Compared with financial year 2025, the result moved from € 35,876 to € 15,915. The company is profitable. The buffer shrank hard: equity is 62 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 25, 2026.
€ 1 million
▼ 62% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,915
▼ 56% vs 2025
Profit after tax over the fiscal year.
€ 266,039
▲ € 228,738 vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 1.7 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2026
€ 6,338
▼ 23% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 160,186
▼ 4% vs 2025
€ 7,238 is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.
€ 29,085
▲ € 22,460 vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 8,927
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 44,036 | € 46,405 | € 44,997 | € 59,517 | ▲ 32% |
| Profit after taxes | € 6,638 | € 981,614 | € 35,876 | € 15,915 | ▼ 56% |
| Equity | € 1,739,230 | € 2,720,844 | € 2,744,024 | € 1,046,429 | ▼ 62% |
| Total debts | € 29,521 | € 270,801 | € 195,810 | € 1,376,831 | ▲ € 1.2 million |
| Cash | € 1,304,197 | € 112,500 | € 37,301 | € 266,039 | ▲ € 228,738 |
| Retained profit | € 1,733,030 | € 2,714,644 | € 2,737,824 | € 1,040,229 | ▼ 62% |
| Dividend | € 52,351 | € 0 | € 12,696 | € 1,713,509 | ▲ € 1.7 million |
| Bank debt | € 0 | € 98,238 | € 167,200 | € 160,186 | ▼ 4% |
| Balance sheet total | € 1,768,751 | € 2,991,645 | € 2,939,834 | € 2,423,260 | ▼ 18% |
Key figures of Qube, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Qube?
What happened at Qube in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 15,915 (▼ 56% vs 2025). Source: NBB ↗
- Laurence De Clercq became a director. NBB
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,638 profit in 2023 to € 15,915 profit in 2026.
Paid € 155,486 in corporate taxes since 2023.
Best year ever: 2024, with € 981,614 profit.
Paid out € 1.8 million in dividends to the owners in total.
Management
Behind Qube is Laurence De Clercq. It owns 10% of Bellagio Invest bv itself.
Directors
According to the 2026 annual accounts
Laurence De Clercq
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Hauwsestraat 62
9860 Oosterzele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.015.527
- VAT number
- BE 0842.015.527
- Registered office
- Hauwsestraat 62, 9860 Oosterzele
- Names & denominations
- Qube
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2011
- Peppol
- Active · Active since 20 May 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars