Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 30 January 2026 and has not been filed.
Financials
Financial year 2024
SEPHI from Chièvres, company number BE0841987516, closed financial year 2024 with a result of € 44,736 after tax. For that financial year SEPHI recorded a gross margin of € 85,350 and equity of € -129,620. Compared with financial year 2023, the result moved from € -60,785 to € 44,736. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 31, 2025.
€ -129,620
▲ € 44,736 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 44,736
▲ still € 60,785 loss in 2023
Profit after tax over the fiscal year.
€ 1,653
▼ 51% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -148,220.
People and assets in 2024
0
Average over the fiscal year, from the social balance sheet.
€ 43
▼ 93% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 173,588
▼ 28% vs 2023
€ 68,776 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,345
▼ 53% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 839
▲ 15% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 8,599 | € 1,670 | € 85,350 | ▲ € 83,680 |
| Profit after taxes | € -55,219 | € -60,785 | € 44,736 | ▲ € 105,521 |
| Equity | € -113,571 | € -174,356 | € -129,620 | ▲ € 44,736 |
| Total debts | € 832,529 | € 833,756 | € 705,594 | ▼ 15% |
| Cash | € 3,044 | € 3,365 | € 1,653 | ▼ 51% |
| Land & buildings | € 660,070 | € 611,818 | € 502,926 | ▼ 18% |
| Retained profit | € -132,171 | € -192,956 | € -148,220 | ▲ € 44,736 |
| Bank debt | € 308,547 | € 241,491 | € 173,588 | ▼ 28% |
| Balance sheet total | € 743,958 | € 684,400 | € 575,974 | ▼ 16% |
Key figures of SEPHI, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 January 2026.
What happened to SEPHI?
What happened at SEPHI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 44,736. filed late Source: NBB ↗
- Immobiliere Parmentier became a director. NBB
- New establishment in Chièvres. KBO
- Philippe Fritz became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 55,219 loss in 2022 to € 44,736 profit in 2024.
Paid € 1,980 in corporate taxes since 2022.
Best year ever: 2024, with € 44,736 profit.
Management
Behind SEPHI are Philippe Fritz and Immobiliere Parmentier. Philippe Fritz is also behind IMMOBILIERE PARMENTIER, MJLIMMO and LECHALET.
Directors
According to the 2024 annual accounts
since 2011
Director · represented by Séverine LAMBERT
since 2019
Establishments
Establishment units
Physical locations of this company
Rue de Canteleux 8
7950 Chièvres
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.987.516
- VAT number
- BE 0841.987.516
- Registered office
- Rue de Canteleux 8, 7950 Chièvres
- Names & denominations
- SEPHI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2011
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren
Groothandel in behang, verf en woningtextiel
Niet-gespecialiseerde groothandel
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis