Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
J-L INVEST from Visé, company number BE0841748974, closed financial year 2025 with a result of € 112,959 after tax. For that financial year J-L INVEST recorded a gross margin of € 56,005 and equity of € 758,194. Compared with financial year 2024, the result moved from € 62,841 to € 112,959. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 758,194
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 112,959
▲ 80% vs 2024
Profit after tax over the fiscal year.
€ 57,193
▲ 168% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 60,500 paid out
54 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 126,367
▼ 17% vs 2024
€ 19,885 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 9,989
▲ € 7,536 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,316
▲ 63% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,687 | € 52,795 | € 56,809 | € 56,005 | ▼ 1% |
| Profit after taxes | € 78,696 | € 108,326 | € 62,841 | € 112,959 | ▲ 80% |
| Equity | € 622,568 | € 652,893 | € 705,735 | € 758,194 | ▲ 7% |
| Total debts | € 292,087 | € 265,091 | € 175,101 | € 213,006 | ▲ 22% |
| Cash | € 58,301 | € 20,833 | € 21,323 | € 57,193 | ▲ 168% |
| Land & buildings | € 139,012 | € 123,419 | € 107,827 | € 98,652 | ▼ 9% |
| Retained profit | € 157,568 | € 187,893 | € 240,735 | € 293,194 | ▲ 22% |
| Dividend | € 65,714 | € 78,000 | € 10,000 | € 60,500 | ▲ € 50,500 |
| Bank debt | € 201,068 | € 176,486 | € 151,418 | € 126,367 | ▼ 17% |
| Balance sheet total | € 914,654 | € 917,985 | € 880,835 | € 971,200 | ▲ 10% |
Key figures of J-L INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J-L INVEST?
What happened at J-L INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 112,959 (▲ 80% vs 2024). Source: NBB ↗
- New establishment in Visé. KBO
- Start of the company according to the CBE. KBO
- JEAN-LUC LOTTIN became a director. NBB
In short
From € 78,696 profit in 2022 to € 112,959 profit in 2025.
Paid € 53,095 in corporate taxes since 2022.
Best year ever: 2025, with € 112,959 profit.
Paid out € 214,214 in dividends to the owners in total.
Management
Behind J-L INVEST is JEAN-LUC LOTTIN. It owns 69.6% of BAL CONSEILS itself.
Directors
According to the 2025 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Rue des Coccinelles 21
4600 Visé
Rue Haute(VIS) 54
4600 Visé
Active since 19 December 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.748.974
- VAT number
- BE 0841.748.974
- Registered office
- Rue des Coccinelles 21, 4600 Visé
- Names & denominations
- J-L INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2011
- Peppol
- Not registered
- Activities · NACE
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