Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EASY CREDIT from Sint-Agatha-Berchem, company number BE0841588232, closed financial year 2025 with a result of € -34,357 after tax. For that financial year EASY CREDIT recorded a gross margin of € 214,838 and equity of € -162,755. Compared with financial year 2024, the result moved from € -51,583 to € -34,357. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -162,755
▼ € 34,357 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,357
▲ 33 % less loss than in 2024
Profit after tax over the fiscal year.
€ 592
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -168,955.
People and assets in 2025
€ 130,590
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,870
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 487,543
▼ 15% vs 2024
€ 90,896 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 110,814
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,618
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 144,860 | € 409,416 | € 201,054 | € 214,838 | ▲ 7% |
| Profit after taxes | € -49,842 | € -34,517 | € -51,583 | € -34,357 | ▲ € 17,226 |
| Equity | € -42,299 | € -76,815 | € -128,399 | € -162,755 | ▼ € 34,357 |
| Total debts | € 1,028,883 | € 889,692 | € 863,935 | € 797,918 | ▼ 8% |
| Cash | € 119,988 | € 6,632 | € 1,902 | € 592 | ▼ 69% |
| Land & buildings | € 100,072 | € 88,425 | € 80,663 | € 72,901 | ▼ 10% |
| Retained profit | € -48,499 | € -83,015 | € -134,599 | € -168,955 | ▼ € 34,357 |
| Bank debt | € 784,847 | € 659,091 | € 573,257 | € 487,543 | ▼ 15% |
| Balance sheet total | € 986,584 | € 812,877 | € 735,537 | € 635,162 | ▼ 14% |
| Employees (FTE) | - | 5.2 | 4.1 | - |
Key figures of EASY CREDIT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EASY CREDIT?
What happened at EASY CREDIT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,357. filed late Source: NBB ↗
- Selim Ben Hadid became a director. NBB
- New establishment in Sint-Agatha-Berchem. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,842 loss in 2022 to € 34,357 loss in 2025.
Paid € 1,718 in corporate taxes since 2022.
On average € 49,000 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Selim Ben Hadid
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Koekelberglaan 89
1082 Sint-Agatha-Berchem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.588.232
- VAT number
- BE 0841.588.232
- Registered office
- Koekelberglaan 89, 1082 Sint-Agatha-Berchem
- Names & denominations
- EASY CREDIT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 2011
- Peppol
- Active · Active since 29 Jan 2026
- Activities · NACE
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