Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CYPRESS GROUP from Malmedy, company number BE0841382453, closed financial year 2025 with a result of € -295,961 after tax. For that financial year CYPRESS GROUP recorded a gross margin of € -224,242 and equity of € -183,784. Compared with financial year 2024, the result moved from € -18,063 to € -295,961. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 14, 2026.
€ -183,784
▼ € 295,961 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -295,961
▼ 1539 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,363
▲ 231% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -248,784.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 673,011
▼ 1% vs 2024
€ 208,122 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 26,439
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,114 | € 62,682 | € 89,757 | € -224,242 | ▼ € 313,998 |
| Profit after taxes | € 1,377 | € 916 | € -18,063 | € -295,961 | ▼ € 277,898 |
| Equity | € 129,324 | € 130,240 | € 112,177 | € -183,784 | ▼ € 295,961 |
| Total debts | € 1,305,075 | € 1,432,010 | € 1,082,578 | € 1,052,412 | ▼ 3% |
| Cash | € 4,377 | € 13,982 | € 1,923 | € 6,363 | ▲ 231% |
| Land & buildings | € 183,919 | € 176,584 | € 169,248 | € 161,913 | ▼ 4% |
| Retained profit | € 64,324 | € 65,240 | € 47,177 | € -248,784 | ▼ € 295,961 |
| Bank debt | € 932,043 | € 1,005,655 | € 678,549 | € 673,011 | ▼ 1% |
| Balance sheet total | € 1,434,399 | € 1,562,250 | € 1,194,755 | € 868,629 | ▼ 27% |
Key figures of CYPRESS GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CYPRESS GROUP?
What happened at CYPRESS GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stephan HEINEN stepped down as director. NBB
- Valérie BONIVER stepped down as director. NBB
- Christian MIGNON stepped down as director. NBB
- Géraldine MARAITE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 295,961. filed late Source: NBB ↗
- Stephan HEINEN became a director. NBB
- Valérie BONIVER became a director. NBB
- Christian MIGNON became a director. NBB
In short
From € 1,377 profit in 2022 to € 295,961 loss in 2025.
Paid € 2,156 in corporate taxes since 2022.
Best year ever: 2022, with € 1,377 profit.
Management
The stake of AIMO, LONE CYPRESS MDY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CYPRESS GROUPThe shares are held by AIMO (24%) and LONE CYPRESS MDY (24%).
Directors
According to the 2025 annual accounts
Stephan HEINEN
Chairman of the board
Also active at: LES TERRASSES DE JEAN HUBERT CAVENS, LES TERRASSES DU QUAI DE ROME, AIMO, LES TERRASSES DU RAVEL
since 2023 · until 2029
since 2023 · until 2029
Christian MIGNON
Director
Also active at: LONE CYPRESS MDY, LES TERRASSES DE JEAN HUBERT CAVENS, LES TERRASSES DU QUAI DE ROME, LES TERRASSES DU RAVEL
since 2023 · until 2029
since 2023 · until 2029
Shareholders
24%
24%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue de Norvège 4
4960 Malmedy
Place de Rome 11
4960 Malmedy
Active since 8 December 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.382.453
- VAT number
- BE 0841.382.453
- Registered office
- Avenue de Norvège 4, 4960 Malmedy
- Names & denominations
- CYPRESS GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 November 2011
- Peppol
- Active · Active since 3 Feb 2026
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Ontwikkeling van niet-residentiële bouwprojecten
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering