Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
FIN-K from Tienen, company number BE0839615271, closed financial year 2025 with a result of € -62,156 after tax. For that financial year FIN-K recorded a gross margin of € -4,042 and equity of € -142,573. Compared with financial year 2024, the result moved from € -48,852 to € -62,156. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ -142,573
▼ € 62,156 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -62,156
▼ 27 % more loss than in 2024
Profit after tax over the fiscal year.
€ 93,086
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -161,173.
Debts at end 2025
€ 3.6 million
▲ 157% vs 2024
Loans from banks and other lenders, long and short.
€ 105,946
▲ € 100,224 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -248 | € -3,953 | € -1,937 | € -4,042 | ▼ € 2,106 |
| Profit after taxes | € -863 | € -82,557 | € -48,852 | € -62,156 | ▼ € 13,304 |
| Equity | € 50,992 | € -31,566 | € -80,418 | € -142,573 | ▼ € 62,156 |
| Total debts | € 700,443 | € 1,304,711 | € 1,529,814 | € 3,887,373 | ▲ 154% |
| Cash | € 100,160 | € 125,900 | € 176,400 | € 93,086 | ▼ 47% |
| Retained profit | € 32,392 | € -50,166 | € -99,018 | € -161,173 | ▼ € 62,156 |
| Bank debt | € 600,000 | € 1,100,000 | € 1,400,000 | € 3,600,000 | ▲ 157% |
| Balance sheet total | € 751,434 | € 1,273,146 | € 1,449,396 | € 3,744,800 | ▲ 158% |
Key figures of FIN-K, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FIN-K?
What happened at FIN-K in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 62,156. Source: NBB ↗
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 863 loss in 2022 to € 62,156 loss in 2025.
Management
Behind FIN-K is MARC PONCELET. MARC PONCELET is also behind ACCOUNTING & TAX PARTNERS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Onze-Lieve-Vrouwlaan 20
3300 Tienen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0839.615.271
- VAT number
- BE 0839.615.271
- Registered office
- Onze-Lieve-Vrouwlaan 20, 3300 Tienen
- Names & denominations
- FIN-K
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 2011
- Peppol
- Active · Active since 27 Nov 2025