Active · per the CBE, 19 September 2026

ACTIZEL

BE0839491250

Rechtspersoon Private limited company 1 establishment

ACTIZEL is an insurance broker in Courcelles. Private Limited, started on 21 September 2011, 1 establishment.

Rue Winston Churchill(CO) 8 box 2/1, 6180 Courcelles

Behind the company: Xavier Giacomandrea.

Active for

14 year, 11 months

Financials

Financial year 2025

ACTIZEL from Courcelles, company number BE0839491250, closed financial year 2025 with a result of € 76,504 after tax. For that financial year ACTIZEL recorded a gross margin of € 110,179 and equity of € 47,546. Compared with financial year 2024, the result moved from € 94,845 to € 76,504. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 27, 2026.

What it is worth Growing

€ 47,546

▲ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 76,504

▼ 19% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 30

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 70,150 paid out

92 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 24,835

▲ 118% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,000

▼ 20% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Wages and social charges

€ 4,197

▲ 153% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 70,615 € 86,180 € 112,363 € 110,179 ▼ 2%
Profit after taxes € 66,762 € 77,589 € 94,845 € 76,504 ▼ 19%
Equity € 28,758 € 31,347 € 41,192 € 47,546 ▲ 15%
Total debts € 4,896 € 31 € 1,691 € 7,697 ▲ € 6,006
Cash € 180 - - € 30
Retained profit € 22,558 € 25,147 € 34,992 € 41,346 ▲ 18%
Dividend € 60,000 € 75,000 € 85,000 € 70,150 ▼ 17%
Bank debt € 0 € 19 € 34 € 0 ▼ 100%
Balance sheet total € 33,654 € 31,378 € 42,883 € 55,243 ▲ 29%

Key figures of ACTIZEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.

What happened to ACTIZEL?

What happened at ACTIZEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 76,504 (▼ 19% vs 2024). Source: NBB ↗
  • New establishment in Courcelles. KBO
  • Start of the company according to the CBE. KBO

In short

From € 66,762 profit in 2022 to € 76,504 profit in 2025.

Paid € 12,163 in corporate taxes since 2022.

Best year ever: 2024, with € 94,845 profit.

Paid out € 290,150 in dividends to the owners in total.

Management

Xavier Giacomandrea
ACTIZEL

Behind ACTIZEL is Xavier Giacomandrea.

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Directors

According to the 2025 annual accounts

Xavier Giacomandrea

Manager

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Winston Churchill(CO) 8 box 2/1

6180 Courcelles

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0839.491.250
VAT number
BE 0839.491.250
Registered office
Rue Winston Churchill(CO) 8 bus 2/1, 6180 Courcelles
Names & denominations
ACTIZEL
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
21 September 2011
Peppol
Active · Active since 16 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does ACTIZEL do?
ACTIZEL is an insurance broker in Courcelles. Private Limited, started on 21 September 2011, 1 establishment.
What is the address of ACTIZEL?
The registered office of ACTIZEL is located at Rue Winston Churchill(CO) 8 box 2/1, 6180 Courcelles.
Is ACTIZEL still active?
Yes. According to the CBE (19 September 2026) ACTIZEL is active, legal situation “Normale toestand”, started on 21 September 2011.
Is ACTIZEL registered on Peppol?
Yes, ACTIZEL is registered on the Peppol network with ID 0208:0839491250.
What is the enterprise number of ACTIZEL?
The enterprise number of ACTIZEL is BE0839491250.
When was ACTIZEL founded?
ACTIZEL was founded on 21 September 2011.