Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Smart Concept from Charleroi, company number BE0839194114, closed financial year 2025 with a result of € -664 after tax. For that financial year Smart Concept recorded a gross margin of € 188 and equity of € -18,321. Compared with financial year 2024, the result moved from € -8,825 to € -664. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2026.
€ -18,321
▼ € 664 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -664
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 488
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -36,921.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 91,328 | € -6,797 | € -4,488 | € 188 | ▲ € 4,676 |
| Profit after taxes | € -102,908 | € -30,337 | € -8,825 | € -664 | ▲ € 8,161 |
| Equity | € 21,505 | € -8,832 | € -17,657 | € -18,321 | ▼ € 664 |
| Total debts | € 0 | € 16,474 | € 19,310 | € 18,809 | ▼ 3% |
| Cash | € 5,582 | € 2,788 | € 1,653 | € 488 | ▼ 70% |
| Retained profit | € 2,905 | € -27,432 | € -36,257 | € -36,921 | ▼ € 664 |
| Balance sheet total | € 21,505 | € 7,642 | € 1,653 | € 488 | ▼ 70% |
Key figures of Smart Concept, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Smart Concept?
What happened at Smart Concept in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 664. filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 102,908 loss in 2022 to € 664 loss in 2025.
A new publication or filing at Smart Concept? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of L.M.S. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Smart ConceptBehind Smart Concept is L.M.S. SRL. The shares are held by L.M.S. (100%).
Directors
According to the 2025 annual accounts
Director · represented by Dominique PRIMUCCI
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Huart Chapel 43
6000 Charleroi
Rue de la Pavée(EP) 1
5101 Namur
Active since 9 September 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0839.194.114
- VAT number
- BE 0839.194.114
- Registered office
- Rue Huart Chapel 43, 6000 Charleroi
- Names & denominations
- Smart Concept
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 September 2011
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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