Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
U-secure from Liège, company number BE0838857780, closed financial year 2025 with a result of € 15,539 after tax. For that financial year U-secure recorded a gross margin of € 109,514 and equity of € -34,781. Compared with financial year 2024, the result moved from € -54,201 to € 15,539. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ -34,781
▲ € 15,539 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,539
▲ still € 54,201 loss in 2024
Profit after tax over the fiscal year.
€ 158
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -54,781.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 90,394
▲ 150% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 29,501
▲ € 22,301 vs 2024
€ 12,543 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 12,206
▼ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,428
▲ 143% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,222 | € 35,130 | € -12,084 | € 109,514 | ▲ € 121,598 |
| Profit after taxes | € -21,575 | € -17,268 | € -54,201 | € 15,539 | ▲ € 69,741 |
| Equity | € 21,148 | € 3,880 | € -50,321 | € -34,781 | ▲ € 15,539 |
| Total debts | € 39,228 | € 23,211 | € 66,518 | € 65,005 | ▼ 2% |
| Cash | € 8,970 | € 2,961 | € 1,007 | € 158 | ▼ 84% |
| Retained profit | € 1,148 | € -16,120 | € -70,321 | € -54,781 | ▲ € 15,539 |
| Bank debt | € 19,158 | € 13,239 | € 7,200 | € 29,501 | ▲ € 22,301 |
| Balance sheet total | € 60,377 | € 27,092 | € 16,197 | € 30,224 | ▲ 87% |
Key figures of U-secure, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to U-secure?
What happened at U-secure in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,539. filed late Source: NBB ↗
- Vincent Désirant became a director. NBB
- New establishment in Herstal. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,575 loss in 2022 to € 15,539 profit in 2025.
Paid € 585 in corporate taxes since 2022.
Best year ever: 2025, with € 15,539 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ARCHA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
U-secureBehind U-secure is Vincent Désirant. The shares are held by ARCHA (100%).
Directors
According to the 2025 annual accounts
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Verviers 2/5
4020 Liège
Rue de l'Abbaye 5
4040 Herstal
Active since 1 September 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.857.780
- VAT number
- BE 0838.857.780
- Registered office
- Rue de Verviers 2/5, 4020 Liège
- Names & denominations
- U-secure
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 2011
- Peppol
- Active · Active since 21 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars