Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SVJ IMMO from Cerfontaine, company number BE0838644281, closed financial year 2025 with a result of € 121,615 after tax. For that financial year SVJ IMMO recorded a gross margin of € 264,761 and equity of € 371,300. Compared with financial year 2024, the result moved from € 110,994 to € 121,615. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 371,300
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 121,615
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 36,792
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
82 % of the profit went to the shareholders, mostly to ENERGY EXPRESS TOURNEUR (100 % of the shares). That is where the money ends up.
Debts at end 2025
€ 872,594
▼ 17% vs 2024
€ 99,901 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 42,369
Supplier invoices still open on the last day of the fiscal year.
€ 44,271
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 233,339 | € 251,696 | € 256,371 | € 264,761 | ▲ 3% |
| Profit after taxes | € 89,075 | € 106,034 | € 110,994 | € 121,615 | ▲ 10% |
| Equity | € 207,657 | € 313,691 | € 349,685 | € 371,300 | ▲ 6% |
| Total debts | € 1,641,624 | € 1,380,610 | € 1,200,222 | € 1,091,577 | ▼ 9% |
| Cash | € 168,894 | € 94,643 | € 30,190 | € 36,792 | ▲ 22% |
| Land & buildings | € 1,629,065 | € 1,544,949 | € 1,460,834 | € 1,376,719 | ▼ 6% |
| Retained profit | € 189,057 | € 295,091 | € 331,085 | € 352,700 | ▲ 7% |
| Dividend | € 0 | € 0 | € 75,000 | € 100,000 | ▲ 33% |
| Bank debt | € 1,501,206 | € 1,269,339 | € 1,047,597 | € 872,594 | ▼ 17% |
| Balance sheet total | € 1,849,281 | € 1,694,300 | € 1,549,907 | € 1,462,877 | ▼ 6% |
Key figures of SVJ IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SVJ IMMO?
What happened at SVJ IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 121,615 (▲ 10% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Sivry-Rance. KBO
- New establishment in Mons. KBO
In short
From € 89,075 profit in 2022 to € 121,615 profit in 2025.
Paid € 155,170 in corporate taxes since 2022.
Best year ever: 2025, with € 121,615 profit.
Paid out € 175,000 in dividends to the owners in total.
Management
The stake of ENERGY EXPRESS TOURNEUR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SVJ IMMOBehind SVJ IMMO is SIMON TOURNEUR. The shares are held by ENERGY EXPRESS TOURNEUR (100%).
Directors
According to the 2025 annual accounts
SIMON TOURNEUR
Administrator-manager
Also active at: ETABLISSEMENTS HOUSSA Guy, Liégeois énergies, PETROLI - FRERES, ENERGY DRIVE, CERGAS, TRANS - COMBUSTIBLES, ENERGY EXPRESS TOURNEUR, ST MANAGEMENT +4 more
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Basse-Flandre(Cer) 11
5630 Cerfontaine
Route de Mons(S-R) 22
6470 Sivry-Rance
Active since 12 July 2011
Chaussée de Maubeuge (H.) 470
7022 Mons
Active since 12 July 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.644.281
- VAT number
- BE 0838.644.281
- Registered office
- Rue Basse-Flandre(Cer) 11, 5630 Cerfontaine
- Names & denominations
- SVJ IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 August 2011
- Peppol
- Not registered