Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VDB ASSURFINANCE from Mechelen, company number BE0838568760, closed financial year 2025 with a result of € -38,948 after tax. For that financial year VDB ASSURFINANCE recorded a gross margin of € 44,730 and equity of € 111,178. Compared with financial year 2024, the result moved from € 79 to € -38,948. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 111,178
▼ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,948
▼ still € 79 profit in 2024
Profit after tax over the fiscal year.
€ 1,256
▼ € 428,976 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 92,578.
People and assets in 2025
€ 243,814
▼ 6% vs 2024
Of which on lease € 243,814.
Debts at end 2025
€ 525,958
▼ 9% vs 2024
€ 33,938 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 868
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 49,760 | € 45,811 | € 49,626 | € 44,730 | ▼ 10% |
| Profit after taxes | € -5,856 | € -4,310 | € 79 | € -38,948 | ▼ € 39,027 |
| Equity | € 154,357 | € 150,047 | € 150,126 | € 111,178 | ▼ 26% |
| Total debts | € 701,661 | € 678,872 | € 1,207,764 | € 815,906 | ▼ 32% |
| Cash | € 4,537 | € 1,688 | € 430,232 | € 1,256 | ▼ € 428,976 |
| Retained profit | € 135,757 | € 131,447 | € 131,526 | € 92,578 | ▼ 30% |
| Bank debt | € 501,050 | € 476,691 | € 576,768 | € 525,958 | ▼ 9% |
| Balance sheet total | € 856,018 | € 828,920 | € 1,357,890 | € 927,085 | ▼ 32% |
Key figures of VDB ASSURFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VDB ASSURFINANCE?
What happened at VDB ASSURFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,948 (▼ € 39,027 vs 2024). filed late Source: NBB ↗
- New establishment in Mechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,856 loss in 2022 to € 38,948 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2024, with € 79 profit.
Management
Behind VDB ASSURFINANCE is Gunther Van Den Broeck. Gunther Van Den Broeck is also behind VDB Insurance and VDB FINANCE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Leuvensesteenweg(MZN) 635
2812 Mechelen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0838.568.760
- VAT number
- BE 0838.568.760
- Registered office
- Leuvensesteenweg(MZN) 635, 2812 Mechelen
- Names & denominations
- VDB ASSURFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 August 2011
- Peppol
- Active · Active since 4 Dec 2025
- Contact
- gunthervdb.be