Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
JOA from Namur, company number BE0838242029, closed financial year 2024 with a result of € -7,793 after tax. For that financial year JOA recorded a gross margin of € -7,184 and equity of € 1,897. Compared with financial year 2023, the result moved from € 1,897 to € -7,793. The company made a loss. The buffer shrank hard: equity is 80 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2025.
€ 1,897
▼ 80% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,793
▼ still € 1,897 profit in 2023
Profit after tax over the fiscal year.
€ 117
▼ 94% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,703.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 1,418
▲ 9% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -1,879 | € 9,352 | € 2,491 | € -7,184 | ▼ € 9,674 |
| Profit after taxes | € -3,330 | € 8,741 | € 1,897 | € -7,793 | ▼ € 9,690 |
| Equity | € -949 | € 7,792 | € 9,690 | € 1,897 | ▼ 80% |
| Total debts | € 5,265 | € 12,659 | € 1,300 | € 3,612 | ▲ 178% |
| Cash | € 44 | € 12,107 | € 2,044 | € 117 | ▼ 94% |
| Retained profit | € -19,549 | € -10,808 | € -8,910 | € -16,703 | ▼ € 7,793 |
| Balance sheet total | € 4,316 | € 20,452 | € 10,990 | € 5,509 | ▼ 50% |
Key figures of JOA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to JOA?
What happened at JOA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 7,793 (▼ € 9,690 vs 2023). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,330 loss in 2021 to € 7,793 loss in 2024.
Best year ever: 2022, with € 8,741 profit.
A new publication or filing at JOA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue de l'Avoine(JB) 10
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.242.029
- VAT number
- BE 0838.242.029
- Registered office
- Rue de l'Avoine(JB) 10, 5100 Namur
- Names & denominations
- JOA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2011
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars