Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
BNL IMMO from Pajottegem, company number BE0837421982, closed financial year 2025 with a result of € -34,505 after tax. For that financial year BNL IMMO recorded a gross margin of € -30,679 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € -105,441 to € -34,505. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 1.4 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,505
▲ 67 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,014
▼ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 461
▼ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 776
▼ 64% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -49,070 | € -50,152 | € -39,491 | € -30,679 | ▲ € 8,811 |
| Profit after taxes | € -15,843 | € -70,567 | € -105,441 | € -34,505 | ▲ € 70,936 |
| Equity | € 1,591,836 | € 1,521,269 | € 1,415,828 | € 1,381,324 | ▼ 2% |
| Total debts | € 1,358,997 | € 339,034 | € 285,565 | € 209,644 | ▼ 27% |
| Cash | € 34,720 | € 41,567 | € 57,395 | € 6,014 | ▼ 90% |
| Land & buildings | € 610,090 | € 300,100 | € 290,110 | € 280,120 | ▼ 3% |
| Retained profit | € 1,441,836 | € 1,371,269 | € 1,265,828 | € 1,231,324 | ▼ 3% |
| Bank debt | € 600,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 2,950,833 | € 1,860,304 | € 1,701,394 | € 1,590,968 | ▼ 6% |
Key figures of BNL IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BNL IMMO?
What happened at BNL IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 34,505. filed late Source: NBB ↗
- Karen Baert became a director. NBB
- Lieven Baert became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Pajottegem. KBO
In short
From € 15,843 loss in 2022 to € 34,505 loss in 2025.
Paid € 8,333 in corporate taxes since 2022.
Management
Behind BNL IMMO are Viviane Niels, Karen Baert, Martin Baert and Lieven Baert. It owns 25% of AW Knokke and 25% of PAW Construct itself.
Directors
According to the 2025 annual accounts
Viviane Niels
Director
Karen Baert
Director
since 2024
Martin Baert
Director
Also active at: T4Q MAYFLOWER, TIME FOR QUALITY, PROJECT AW KNOKKE, PAW CONSTRUCT, Ludus et Eventum, Service Flat Residenties
since 2024
Establishments
Establishment units
Physical locations of this company
Terlostraat 78
1755 Pajottegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.421.982
- VAT number
- BE 0837.421.982
- Registered office
- Terlostraat 78, 1755 Pajottegem
- Names & denominations
- BNL IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2011
- Peppol
- Active · Active since 20 Apr 2026