Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
M & G INVEST from Antwerpen, company number BE0836744863, closed financial year 2025 with a result of € 11,885 after tax. For that financial year M & G INVEST recorded a gross margin of € 27,307 and equity of € 50,542. Compared with financial year 2024, the result moved from € -12,214 to € 11,885. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 50,542
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,885
▲ still € 12,214 loss in 2024
Profit after tax over the fiscal year.
€ 5,356
▲ 141% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 31,992.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 351
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 38,137
▼ 14% vs 2024
€ 4,637 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 8,896
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,985
▲ 195% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,711 | € 7,292 | € 1,889 | € 27,307 | ▲ € 25,418 |
| Profit after taxes | € 26,164 | € -6,030 | € -12,214 | € 11,885 | ▲ € 24,100 |
| Equity | € 56,901 | € 50,871 | € 38,657 | € 50,542 | ▲ 31% |
| Total debts | € 104,103 | € 92,398 | € 92,098 | € 63,323 | ▼ 31% |
| Cash | € 15,708 | € 7,977 | € 2,227 | € 5,356 | ▲ 141% |
| Land & buildings | € 125,803 | € 119,573 | € 113,343 | € 97,664 | ▼ 14% |
| Retained profit | € 38,351 | € 32,321 | € 20,107 | € 31,992 | ▲ 59% |
| Bank debt | € 53,439 | € 56,037 | € 44,436 | € 38,137 | ▼ 14% |
| Balance sheet total | € 161,004 | € 143,269 | € 130,755 | € 113,865 | ▼ 13% |
Key figures of M & G INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M & G INVEST?
What happened at M & G INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,885. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,164 profit in 2022 to € 11,885 profit in 2025.
Paid € 12,520 in corporate taxes since 2022.
Best year ever: 2022, with € 26,164 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Gaby Werner
Director
Establishments
Establishment units
Physical locations of this company
Quinten Matsijslei 37 box GV
2018 Antwerpen
Quinten Matsijslei 37 box gv
2018 Antwerpen
Active since 6 June 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0836.744.863
- VAT number
- BE 0836.744.863
- Registered office
- Quinten Matsijslei 37 bus GV, 2018 Antwerpen
- Names & denominations
- M & G INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 May 2011
- Peppol
- Active · Active since 20 Dec 2024
- Activities · NACE
Handelsbemiddeling in de groothandel in andere specifieke goederen
Handel in eigen onroerend goed