What does S.W.I.S. do?

S.W.I.S. is an insurance broker in Schilde. Private Limited, started on 1 April 2011, 2 establishments.

What is the address of S.W.I.S.?

The registered office of S.W.I.S. is located at Liersebaan 77, 2970 Schilde.

Is S.W.I.S. still active?

Yes. According to the CBE (29 October 2026) S.W.I.S. is active, legal situation “Normale toestand”, started on 1 April 2011.

Is S.W.I.S. registered on Peppol?

Yes, S.W.I.S. is registered on the Peppol network with ID 0208:0836437631.

What is the enterprise number of S.W.I.S.?

The enterprise number of S.W.I.S. is BE0836437631.

When was S.W.I.S. founded?

S.W.I.S. was founded on 1 April 2011.

Who are the directors of S.W.I.S.?

According to the 2025 annual accounts, the directors of S.W.I.S. are: Stephan Waignein.

Is S.W.I.S. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 April 2011; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did S.W.I.S. make in 2025?

S.W.I.S. recorded a loss after taxes of € 137 in financial year 2025.

What is the revenue of S.W.I.S.?

As a small company, S.W.I.S. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 15,031.

S.W.I.S. (Private Limited) - Schilde - BE0836437631

Dossier S.W.I.S., printed on 29 October 2026 from databakkes.be/en/0836437631/s-w-i-s. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Figures corrected NBB

Corrected annual account filed for 2023.

Financials

Financial year 2025

S.W.I.S. from Schilde, company number BE0836437631, closed financial year 2025 with a result of € -137 after tax. For that financial year S.W.I.S. recorded a gross margin of € 15,031 and equity of € 6,884. Compared with financial year 2024, the result moved from € -362 to € -137. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Healthy

€ 6,884

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -137

▲ 62 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 11,056

▼ 12% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -11,716.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 3,880

▼ 57% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 7,558

▼ 47% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 6,801

▲ 64% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 53,435 Gross margin 2022: € 53,435 First fiscal year in the series	€ 17,449 Gross margin 2023: € 17,449 ▼ 67% vs 2022 (€ 53,435) Unfavourable step	€ 22,479 Gross margin 2024: € 22,479 ▲ 29% vs 2023 (€ 17,449) Favourable step	€ 15,031 Gross margin 2025: € 15,031 ▼ 33% vs 2024 (€ 22,479) Unfavourable step	▼ 33%
Profit after taxes	€ 37,083 Profit after taxes 2022: € 37,083 First fiscal year in the series	€ -22,693 Profit after taxes 2023: € -22,693 ▼ € 59,776 vs 2022 (€ 37,083) Unfavourable step	€ -362 Profit after taxes 2024: € -362 ▲ € 22,331 vs 2023 (€ -22,693) Favourable step	€ -137 Profit after taxes 2025: € -137 ▲ € 225 vs 2024 (€ -362) Favourable step	▲ € 225
Equity	€ 30,076 Equity 2022: € 30,076 First fiscal year in the series	€ 7,383 Equity 2023: € 7,383 ▼ 75% vs 2022 (€ 30,076) Unfavourable step	€ 7,021 Equity 2024: € 7,021 ▼ 5% vs 2023 (€ 7,383) Unfavourable step	€ 6,884 Equity 2025: € 6,884 ▼ 2% vs 2024 (€ 7,021) Unfavourable step	▼ 2%
Total debts	€ 156,756 Total debts 2022: € 156,756 First fiscal year in the series	€ 72,086 Total debts 2023: € 72,086 ▼ 54% vs 2022 (€ 156,756) Favourable step	€ 67,415 Total debts 2024: € 67,415 ▼ 6% vs 2023 (€ 72,086) Favourable step	€ 54,750 Total debts 2025: € 54,750 ▼ 19% vs 2024 (€ 67,415) Favourable step	▼ 19%
Cash	€ 82,105 Cash 2022: € 82,105 First fiscal year in the series	€ 11,965 Cash 2023: € 11,965 ▼ 85% vs 2022 (€ 82,105) Unfavourable step	€ 12,613 Cash 2024: € 12,613 ▲ 5% vs 2023 (€ 11,965) Favourable step	€ 11,056 Cash 2025: € 11,056 ▼ 12% vs 2024 (€ 12,613) Unfavourable step	▼ 12%
Retained profit	€ 11,476 Retained profit 2022: € 11,476 First fiscal year in the series	€ -11,217 Retained profit 2023: € -11,217 ▼ € 22,693 vs 2022 (€ 11,476) Unfavourable step	€ -11,579 Retained profit 2024: € -11,579 ▼ € 362 vs 2023 (€ -11,217) Unfavourable step	€ -11,716 Retained profit 2025: € -11,716 ▼ € 137 vs 2024 (€ -11,579) Unfavourable step	▼ € 137
Dividend	€ 11,000 Dividend 2022: € 11,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 11,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 19,593 Bank debt 2022: € 19,593 First fiscal year in the series	€ 11,547 Bank debt 2023: € 11,547 ▼ 41% vs 2022 (€ 19,593) Favourable step	€ 4,982 Bank debt 2024: € 4,982 ▼ 57% vs 2023 (€ 11,547) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 4,982) Favourable step	▼ 100%
Balance sheet total	€ 186,832 Balance sheet total 2022: € 186,832 First fiscal year in the series	€ 79,469 Balance sheet total 2023: € 79,469 ▼ 57% vs 2022 (€ 186,832) Unchanged	€ 74,436 Balance sheet total 2024: € 74,436 ▼ 6% vs 2023 (€ 79,469) Unchanged	€ 61,634 Balance sheet total 2025: € 61,634 ▼ 17% vs 2024 (€ 74,436) Unchanged	▼ 17%

Key figures of S.W.I.S., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to S.W.I.S.?

What happened at S.W.I.S. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 15, 2026 New annual accounts for financial year 2025: loss of € 137. Source: NBB ↗
Apr 16, 2024 New establishment in Antwerpen. KBO
Apr 1, 2011 New establishment in Schilde. KBO
Apr 1, 2011 Start of the company according to the CBE. KBO

In short

From € 37,083 profit in 2022 to € 137 loss in 2025.

Paid € 17,689 in corporate taxes since 2022.

Best year ever: 2022, with € 37,083 profit.

Paid out € 11,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Stephan Waignein

S.W.I.S.

A.M. Haazen Immobiliën

Behind S.W.I.S. is Stephan Waignein. Stephan Waignein is also behind A.M. Haazen Immobiliën.

Directors

According to the 2025 annual accounts

Stephan Waignein

Director

Also active at: A.M. Haazen Immobiliën

Establishments

Establishment units

Physical locations of this company

Registered office

Liersebaan 77

2970 Schilde

2.363.487.944

Appelmansstraat 24

2018 Antwerpen

Active since 16 April 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0836.437.631
VAT number: BE 0836.437.631
Registered office: Liersebaan 77, 2970 Schilde
Names & denominations: S.W.I.S.
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 1 April 2011
Peppol: Active · Active since 21 Feb 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗