Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CreDo from Wuustwezel, company number BE0835866123, closed financial year 2024 with a result of € 12,633 after tax. For that financial year CreDo recorded a gross margin of € 68,135 and equity of € 81,185. Compared with financial year 2023, the result moved from € 7,077 to € 12,633. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 8, 2025.
€ 81,185
▲ 18% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,633
▲ 79% vs 2023
Profit after tax over the fiscal year.
€ 9
▼ € 2,937 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 62,585.
People and assets in 2024
€ 2,174
▲ 38% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,167
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 586,498
▼ 8% vs 2023
€ 62,750 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 15,421
▲ 15% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 17,420
▲ 105% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 43,150 | € 26,326 | € 42,936 | € 68,135 | ▲ 59% |
| Profit after taxes | € 27,793 | € 9,919 | € 7,077 | € 12,633 | ▲ 79% |
| Equity | € 51,556 | € 61,474 | € 68,552 | € 81,185 | ▲ 18% |
| Total debts | € 201,246 | € 568,981 | € 706,207 | € 679,082 | ▼ 4% |
| Cash | € 3,235 | € 22,167 | € 2,946 | € 9 | ▼ € 2,937 |
| Land & buildings | - | € 308,620 | € 516,477 | € 490,219 | ▼ 5% |
| Retained profit | € 32,956 | € 42,874 | € 49,952 | € 62,585 | ▲ 25% |
| Bank debt | € 167,070 | € 533,652 | € 639,876 | € 586,498 | ▼ 8% |
| Balance sheet total | € 252,801 | € 630,455 | € 774,759 | € 760,267 | ▼ 2% |
Key figures of CreDo, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CreDo?
What happened at CreDo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 12,633 (▲ 79% vs 2023). filed late Source: NBB ↗
- New establishment in Wuustwezel. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,793 profit in 2021 to € 12,633 profit in 2024.
Paid € 17,867 in corporate taxes since 2021.
Best year ever: 2021, with € 27,793 profit.
A new publication or filing at CreDo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CreDo is BART DE CREMER. BART DE CREMER is also behind De Cremer.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Brechtseweg 70A
2990 Wuustwezel
Brechtseweg 70/A
2990 Wuustwezel
Active since 26 April 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Domain
Domain
decremerbv.net
Registered
2019-05-30
Registrar
Internet Domain Service BS Corp
Expires
2027-05-30
Website info
Features
Security
Details
- Company number
- 0835.866.123
- VAT number
- BE 0835.866.123
- Registered office
- Brechtseweg 70A, 2990 Wuustwezel
- Names & denominations
- CreDo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 2011
- Peppol
- Active · Active since 31 Aug 2023
- Contact
- decremerbv.net
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten