Financials
Financial year 2025
FIDELIA from Brecht, company number BE0835351726, closed financial year 2025 with a result of € 89,678 after tax. For that financial year FIDELIA recorded a gross margin of € 911,310 and equity of € 18,486. Compared with financial year 2024, the result moved from € -19,414 to € 89,678. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 18,486
▲ € 24,678 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 89,678
▲ still € 19,414 loss in 2024
Profit after tax over the fiscal year.
€ 106,436
▲ € 88,319 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 65,000 paid out
72 % of the profit went to the shareholders, mostly to Fidelia Beheer (100 % of the shares). That is where the money ends up.
People and assets in 2025
9.5
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 717,172
▼ 12% vs 2024
€ 75,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,688
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 319,157
▲ 6% vs 2024
€ 41,067 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 18,126
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 147,166
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 714,936 | € 759,656 | € 886,987 | € 911,310 | ▲ 3% |
| Profit after taxes | € 125,111 | € -33,841 | € -19,414 | € 89,678 | ▲ € 109,092 |
| Equity | € 286,485 | € 13,222 | € -6,192 | € 18,486 | ▲ € 24,678 |
| Total debts | € 472,086 | € 732,829 | € 542,228 | € 538,838 | ▼ 1% |
| Cash | € 111,736 | € 36,280 | € 18,117 | € 106,436 | ▲ € 88,319 |
| Land & buildings | € 271,350 | € 239,764 | € 296,037 | € 252,834 | ▼ 15% |
| Retained profit | € 273,263 | € 0 | € -19,414 | € 5,264 | ▲ € 24,678 |
| Dividend | € 48,000 | € 239,421 | € 0 | € 65,000 | |
| Bank debt | € 292,774 | € 249,676 | € 302,287 | € 319,157 | ▲ 6% |
| Balance sheet total | € 758,571 | € 746,052 | € 536,036 | € 557,324 | ▲ 4% |
| Employees (FTE) | 8 | 10.4 | 10.5 | 9.5 | ▼ 1 |
Key figures of FIDELIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FIDELIA?
What happened at FIDELIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 89,678. Source: NBB ↗
- PVE Management BV became a director. NBB
- New establishment in Brecht. KBO
- New establishment in Schoten. KBO
- Fidelia Beheer BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 125,111 profit in 2022 to € 89,678 profit in 2025.
Paid € 66,517 in corporate taxes since 2022.
Best year ever: 2022, with € 125,111 profit.
On average € 95,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Fidelia Beheer comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FIDELIABehind FIDELIA are Fidelia Beheer BV and PVE Management BV. The shares are held by Fidelia Beheer (100%).
Directors
According to the 2025 annual accounts
Bestuurder · represented by Jan Pollet
since 2011
Bestuurder · represented by Pieter Van Elslande
since 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Brechtsebaan 6A
2960 Brecht
Hoogmolendijk 2
2900 Schoten
Active since 30 March 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0835.351.726
- VAT number
- BE 0835.351.726
- Registered office
- Brechtsebaan 6A, 2960 Brecht
- Names & denominations
- FIDELIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 2011
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- fideliaverzekeringen.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars