Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DUAL VERZEKERINGEN from Brugge, company number BE0833695204, closed financial year 2025 with a result of € 40,780 after tax. For that financial year DUAL VERZEKERINGEN recorded a gross margin of € 507,956 and equity of € 188,763. Compared with financial year 2024, the result moved from € 1,421 to € 40,780. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ 188,763
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,780
▲ € 39,359 vs 2024
Profit after tax over the fiscal year.
€ 101,817
▲ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 134,645.
People and assets in 2025
€ 239,399
▲ 75% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 90,588
▲ € 76,988 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 41% vs 2024
€ 178,141 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 2,405
▲ 136% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,338
▲ 47% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 186,710 | € 147,999 | € 276,300 | € 507,956 | ▲ 84% |
| Profit after taxes | € 17,354 | € 8,184 | € 1,421 | € 40,780 | ▲ € 39,359 |
| Equity | € 90,461 | € 98,645 | € 147,983 | € 188,763 | ▲ 28% |
| Total debts | € 315,486 | € 273,211 | € 1,098,642 | € 1,497,622 | ▲ 36% |
| Cash | € 62,731 | € 43,219 | € 91,884 | € 101,817 | ▲ 11% |
| Land & buildings | € 220,513 | € 202,137 | € 183,761 | € 165,385 | ▼ 10% |
| Retained profit | € 84,261 | € 92,445 | € 93,866 | € 134,645 | ▲ 43% |
| Bank debt | € 263,049 | € 208,077 | € 1,043,209 | € 1,469,666 | ▲ 41% |
| Balance sheet total | € 405,947 | € 371,855 | € 1,246,626 | € 1,686,385 | ▲ 35% |
Key figures of DUAL VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to DUAL VERZEKERINGEN?
What happened at DUAL VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,780 (▲ € 39,359 vs 2024). Source: NBB ↗
- Priemus BV became a director. NBB
- New establishment in Blankenberge. KBO
- New establishment in Knokke-Heist. KBO
- Fleurille BV became a director. NBB
- New establishment in Brugge. KBO
- Meersseman VOF became a director. NBB
- Schoonbaert U. en F. VOF became a director. NBB
In short
From € 17,354 profit in 2022 to € 40,780 profit in 2025.
Paid € 31,055 in corporate taxes since 2022.
Best year ever: 2025, with € 40,780 profit.
Management
Behind DUAL VERZEKERINGEN are Fleurille BV, Priemus BV, Meersseman VOF and Schoonbaert U. en F. VOF.
Directors
According to the 2025 annual accounts
Director · represented by Maroy Jasmien
since 2023
Director · represented by Priem Matthias
since 2024
Director · represented by Meersseman Yves
since 2011
Director · represented by Schoonbaert Filip
since 2011
Establishments
Establishment units
Physical locations of this company
Ten Briele 12 box c8
8200 Brugge
Ten Briele 12 box C8
8200 Brugge
Active since 7 February 2011
Kerkstraat 354
8370 Blankenberge
Active since 1 February 2024
Hermans-Lybaertstraat 58
8301 Knokke-Heist
Active since 1 February 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0833.695.204
- VAT number
- BE 0833.695.204
- Registered office
- Ten Briele 12 bus c8, 8200 Brugge
- Names & denominations
- DUAL VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 February 2011
- Peppol
- Active · Active since 30 Dec 2025
- Contact
- dualverzekeringen.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars