Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TBFINANCE from Floreffe, company number BE0833430037, closed financial year 2025 with a result of € 25,840 after tax. For that financial year TBFINANCE recorded a gross margin of € 27,817 and equity of € 420,264. Compared with financial year 2024, the result moved from € 16,418 to € 25,840. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 420,264
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 25,840
▲ 57% vs 2024
Profit after tax over the fiscal year.
€ 5,583
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20,000 paid out
77 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 5,529
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,452
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,976
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,617 | € 29,733 | € 30,231 | € 27,817 | ▼ 8% |
| Profit after taxes | € 1,737 | € 16,782 | € 16,418 | € 25,840 | ▲ 57% |
| Equity | € 421,223 | € 418,006 | € 414,424 | € 420,264 | ▲ 1% |
| Total debts | € 154,960 | € 172,149 | € 181,959 | € 156,921 | ▼ 14% |
| Cash | € 3,110 | € 17,082 | € 14,254 | € 5,583 | ▼ 61% |
| Retained profit | € 402,623 | € 397,546 | € 393,964 | € 399,804 | ▲ 1% |
| Dividend | € 20,000 | € 20,000 | € 20,000 | € 20,000 | |
| Bank debt | € 12,037 | € 5,575 | € 0 | € 0 | |
| Balance sheet total | € 576,183 | € 590,155 | € 596,383 | € 577,184 | ▼ 3% |
Key figures of TBFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to TBFINANCE?
What happened at TBFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 25,840 (▲ 57% vs 2024). Source: NBB ↗
- Thierry BETERMIER became a director. NBB
- New establishment in Floreffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,737 profit in 2022 to € 25,840 profit in 2025.
Paid € 33,425 in corporate taxes since 2022.
Best year ever: 2025, with € 25,840 profit.
Paid out € 80,000 in dividends to the owners in total.
Management
Behind TBFINANCE is Thierry BETERMIER. It owns 50% of CATINUS-BURLET itself.
Directors
According to the 2025 annual accounts
Thierry BETERMIER
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Rue François-Dache, Floriffoux 28
5150 Floreffe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0833.430.037
- VAT number
- BE 0833.430.037
- Registered office
- Rue François-Dache, Floriffoux 28, 5150 Floreffe
- Names & denominations
- TBFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2011
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van syndici van onroerend goed