Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
NOVIA from Antwerpen, company number BE0833313142, closed financial year 2025 with a result of € -460,944 after tax. For that financial year NOVIA recorded a gross margin of € -5,861 and equity of € -399,248. Compared with financial year 2024, the result moved from € -149,030 to € -460,944. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -399,248
▼ € 460,945 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -460,944
▼ 209 % more loss than in 2024
Profit after tax over the fiscal year.
€ 15,722
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -411,648.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 117,818
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 31,290
▼ 29% vs 2024
€ 10,185 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 88,221
▲ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,504
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,920 | € 83,935 | € -6,465 | € -5,861 | ▲ € 603 |
| Profit after taxes | € -12,115 | € -57,833 | € -149,030 | € -460,944 | ▼ € 311,914 |
| Equity | € 268,560 | € 210,727 | € 61,697 | € -399,248 | ▼ € 460,945 |
| Total debts | € 165,555 | € 399,358 | € 384,965 | € 393,127 | ▲ 2% |
| Cash | € 68,866 | € 39,935 | € 21,081 | € 15,722 | ▼ 25% |
| Retained profit | € 256,160 | € 198,327 | € 49,297 | € -411,648 | ▼ € 460,945 |
| Bank debt | € 0 | € 45,437 | € 44,172 | € 31,290 | ▼ 29% |
| Balance sheet total | € 434,114 | € 610,085 | € 446,662 | € 45,866 | ▼ 90% |
Key figures of NOVIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NOVIA?
What happened at NOVIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
NOVIA is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: loss of € 460,945. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
- Magda Waterschoot became a director. NBB
In short
From € 12,115 loss in 2022 to € 460,945 loss in 2025.
Paid € 985 in corporate taxes since 2022.
A new publication or filing at NOVIA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NOVIA is Magda Waterschoot. Magda Waterschoot is also behind KATEO.
Directors
According to the 2025 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Frankrijklei 122
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
UPCLOUD, FI
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0833.313.142
- VAT number
- BE 0833.313.142
- Registered office
- Frankrijklei 122, 2000 Antwerpen
- Names & denominations
- NOVIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 31 January 2011
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- novia.be
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in sanitaire artikelen en sanitair installatiemateriaal
Detailhandel in ijzerwaren en gereedschappen