Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SAGAFIL from Héron, company number BE0832891191, closed financial year 2024 with a result of € -128,419 after tax. For that financial year SAGAFIL recorded a gross margin of € 73,872 and equity of € 69,979. Compared with financial year 2023, the result moved from € 135,201 to € -128,419. The company made a loss. The buffer shrank hard: equity is 65 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 24, 2025.
€ 69,979
▼ 65% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -128,419
▼ still € 135,201 profit in 2023
Profit after tax over the fiscal year.
€ 7,582
▲ 2% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 51,379.
People and assets in 2024
€ 124,865
▲ 24% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,429
▼ 47% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 254,753
▲ 11% vs 2023
€ 35,149 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 224,580
▲ € 194,854 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 37,967
▲ 105% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 133,185 | € 143,714 | € 67,668 | € 73,872 | ▲ 9% |
| Profit after taxes | € 3,514 | € 12,778 | € 135,201 | € -128,419 | ▼ € 263,620 |
| Equity | € 45,918 | € 63,196 | € 198,397 | € 69,979 | ▼ 65% |
| Total debts | € 462,119 | € 407,321 | € 536,913 | € 949,582 | ▲ 77% |
| Cash | € 21,698 | € 12,570 | € 7,411 | € 7,582 | ▲ 2% |
| Land & buildings | € 149,960 | € 143,967 | € 138,345 | € 232,796 | ▲ 68% |
| Retained profit | € 27,318 | € 44,596 | € 179,797 | € 51,379 | ▼ 71% |
| Bank debt | € 290,924 | € 240,072 | € 229,838 | € 254,753 | ▲ 11% |
| Balance sheet total | € 508,037 | € 470,517 | € 735,311 | € 1,019,560 | ▲ 39% |
Key figures of SAGAFIL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SAGAFIL?
What happened at SAGAFIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 128,419 (▼ € 263,620 vs 2023). filed late Source: NBB ↗
- New establishment in Huy. KBO
- New establishment in Huy. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,514 profit in 2021 to € 128,419 loss in 2024.
Paid € 9,777 in corporate taxes since 2021.
Best year ever: 2023, with € 135,201 profit.
Establishments
Establishment units
Physical locations of this company
Rue de la Gare 10
4217 Héron
Rue Sous-le-Château 51/1
4500 Huy
Active since 20 January 2011
Grand'Place 5
4500 Huy
Active since 1 March 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0832.891.191
- VAT number
- BE 0832.891.191
- Registered office
- Rue de la Gare 10, 4217 Héron
- Names & denominations
- SAGAFIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2011
- Peppol
- Active · Active since 5 Feb 2026
- Activities · NACE
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